Your BSB number is 944 300.
Why wait? You can start using it right away.
We’ll also send out your Debit MasterCard® within 10 business days of your account being opened. Once you’ve got your card in your hot little hands, you can activate it online or by calling us on 1300 307 986.
Looking for more info on activating your card?
Online? Here you go.
Over the phone? Here you are.
There are a number of ways you can make deposits:
1. Salary Payments
The easiest way is to have your salary/income credited directly to your account. You will need to advise your Payroll department of your new account details.
2. Online Banking
Use ME Online Banking to transfer funds from an existing account.
3. Deposit cash or cheques
You can do this at any Australia Post office displaying the Bank@Post™ symbol. All transactions made at Bank@Post require your card and PIN. Cheques must be made payable to either the cardholder depositing the cheque or to ME. Please write your account number on the back of the cheque so it is banked into the correct account.
If you are a Joint Account holder, please note that cheques made payable to joint names cannot be accepted at Bank@Post. If you receive these types of cheques and would like to deposit the funds, please send to us at:
GPO Box 1345
Melbourne VIC 3001
Once you deposit a cheque, funds can be withdrawn as soon as the cheque has been cleared by the financial institution it was drawn from. Generally this takes 3-5 business days.
4. Regular Automatic Payments
Set up a regular automatic electronic deposit from another account into your InterestME Savings Account. Simply download and complete the Direct Debit Form and return it by fax or mail to:
GPO Box 1345
Melbourne VIC 3001
5. Other payments
If you receive regular payments such as dividends or rent, you can arrange to have them credited into your InterestME Savings Account.
There are a number of ways you can withdraw money from your InterestME Savings Account:
Use your debit card 24/7 to withdraw cash or check your account balance at any ATM in Australia. Please choose 'SAV' (Savings) on the ATM terminal.
For security reasons, your card will be blocked if the PIN is entered incorrectly three times. If this happens, please contact us. We can unblock your PIN for you.
Your debit card can be used at any retailer displaying the EFTPOS symbol. This enables you to pay for goods and services using your debit card instead of cash. Many retailers also provide a cash withdrawal service when you purchase.
Just like withdrawing cash at an ATM, you can choose from 'SAV' (Savings) from the terminal.
You can also withdraw cash using your card and PIN at any Bank@Post outlet.
Please note that a $2,000 daily limit applies to withdrawals made using a debit card. Also, retailers and other financial institutions may impose additional restrictions or transaction limits.
4. Online Banking
You can use ME Online Banking to transfer funds from your InterestME Savings Account to other selected ME accounts or third party accounts (held at any Australian Financial Institution). An initial limit of $2,000 applies per customer per day, but can be increased to $5,000 or $10,000.
You can use BPAY via Online Banking to pay your bills from your InterestME Savings Account. BPAY is registered to BPAY Pty Ltd ABN 67 079 137 518.
6. Personal Cheque
You can write a cheque if you have an optional cheque book. If you would like to set one up, please call us to arrange this. Please note, cheque books cannot be issued to a person under the age of 18 years.
7. Bank Cheque
If you need a bank cheque, all you need to do is ask. There’s no need to go anywhere: just call us, and we’ll draw up a cheque and express post it to you. If it’s an emergency, let us know – in most areas, for an additional fee we can send it out by courier.
A bank cheque fee applies, see our deposit accounts fees and charges guide.
These tips can help you avoid paying ATM Operator Fees:
To minimise the risk of fraud or forgery on any cheque:
After you have written a cheque, circumstances may change and
you wish to stop payment. If so, please advise us of this quickly.
It is not possible to stop a cheque once it has been cleared.
To do this, call us with:
We may ask you to confirm these instructions in writing to us. We suggest you seek legal advice before you stop a cheque. If you wrongfully stop a cheque, the payee may have a claim against you.
There are a number of reasons why a cheque you write or deposit may be dishonoured. These include: