Your BSB number is 944 300.
Get started saving and managing your banking over the phone and online as soon as your account is open. If you would like to order a debit card and PIN, let us know and we will post them to you shortly after the account has opened. The debit card and PIN will be sent on separate days for security purposes.
There are a number of ways you can make deposits:
1. Salary Payments
The easiest way is to have your salary/income credited directly to your account. You will need to advise your Payroll department of your new account details.
2. Online Banking
Use ME Bank Online Banking to transfer funds from an existing account.
3. Deposit cash or cheques
You can do this at any Australia Post office displaying the Bank@Post™ symbol. All transactions made at Bank@Post require your card and PIN. Cheques must be made payable to either the cardholder depositing the cheque or to ME Bank. Please write your account number on the back of the cheque so it is banked into the correct account.
If you are a Joint Account holder, please note that cheques made payable to joint names cannot be accepted at Bank@Post. If you receive these types of cheques and would like to deposit the funds, please send to us at:
GPO Box 1345
Melbourne VIC 3001
Once you deposit a cheque, funds can be withdrawn as soon as the cheque has been cleared by the financial institution it was drawn from. Generally this takes 3-5 business days.
4. Regular Automatic Payments
Set up a regular automatic electronic deposit from another account into your InterestME Savings Account. Simply download and complete the Direct Debit Form and return it by fax or mail to:
GPO Box 1345
Melbourne VIC 3001
5. Other payments
If you receive regular payments such as dividends or rent, you can arrange to have them credited into your InterestME Savings Account.
There are a number of ways you can withdraw money from your InterestME Savings Account:
Use your debit card 24/7 to withdraw cash or check your account balance at any ATM in Australia. Please choose 'SAV' (Savings) on the ATM terminal.
For security reasons, your card will be blocked if the PIN is entered incorrectly three times. If this happens, please contact us. We can unblock your PIN for you.
Your debit card can be used at any retailer displaying the EFTPOS symbol. This enables you to pay for goods and services using your debit card instead of cash. Many retailers also provide a cash withdrawal service when you purchase.
Just like withdrawing cash at an ATM, you can choose from 'SAV' (Savings) from the terminal.
You can also withdraw cash using your card and PIN at any Bank@Post outlet.
Please note that a $2,000 daily limit applies to withdrawals made using a debit card. Also, retailers and other financial institutions may impose additional restrictions or transaction limits.
4. Online Banking
You can use ME Bank Online Banking to transfer funds from your InterestME Savings Account to other selected ME Bank accounts or third party accounts (held at any Australian Financial Institution). An initial limit of $2,000 applies per customer per day, but can be increased to $5,000 or $10,000.
You can use BPAY via Online Banking to pay your bills from your InterestME Savings Account. BPAY is registered to BPAY Pty Ltd ABN 67 079 137 518.
6. Personal Cheque
You can write a cheque if you have an optional cheque book. If you would like to set one up, please call us to arrange this. Please note, cheque books cannot be issued to a person under the age of 18 years.
7. Bank Cheque
You can withdraw money from your account by purchasing a bank cheque. Simply contact us via post, phone or internet banking and tell us the amount, the name of the payee and whether you want to collect the bank cheque from our office or have it sent to your residential address. A bank cheque fee applies.
These tips can help you avoid paying ATM Operator Fees:
To minimise the risk of fraud or forgery on any cheque:
After you have written a cheque, circumstances may change and
you wish to stop payment. If so, please advise us of this quickly.
It is not possible to stop a cheque once it has been cleared.
To do this, call us with:
We may ask you to confirm these instructions in writing to us. We suggest you seek legal advice before you stop a cheque. If you wrongfully stop a cheque, the payee may have a claim against you.
There are a number of reasons why a cheque you write or deposit may be dishonoured. These include: