# HOME LOAN RATES.

Whether you're a first home buyer, looking to refinance, or invest in property we have a home loan that’s right for you.

You’ll get all the security of a low rate with nothing to hide, including no application fee or ongoing account-keeping fees.

Our home loans are available to eligible super fund and union members – that's more than 5.5 million Australians, so you're likely to be one of them.

STANDARD HOME LOAN |
INTEREST RATE |
COMPARISON RATE |
MEMBER PACKAGE RATE$395 annual package fee applies. |
MEMBER PACKAGE COMPARISON RATE |
---|---|---|---|---|

Variable |
5.38% p.a. | 5.39% p.a. | 5.18% p.a. | 5.56% p.a. |

1 year fixed |
4.89% p.a. | 5.35% p.a. | 4.89% p.a. | 5.54% p.a. |

3 year fixed |
4.59% p.a. | 5.18% p.a. | 4.59% p.a. | 5.40% p.a. |

5 year fixed |
4.94% p.a. | 5.21% p.a. | 4.94% p.a. | 5.46% p.a. |

ULTIMATE OFFSET ACCOUNT |
INTEREST RATE |
COMPARISONRATE |
MEMBER PACKAGE RATE$395 annual package fee applies. |
MEMBER PACKAGE COMPARISON RATE |

Variable |
5.68% p.a. | 5.69% p.a. | 5.18% p.a. | 5.56% p.a. |

1 year fixed |
4.89% p.a. | 5.67% p.a. |
4.89% p.a. |
5.55% p.a. |

3 year fixed |
4.59% p.a. | 5.56% p.a. | 4.59% p.a. | 5.49% p.a. |

5 year fixed |
4.94% p.a. | 5.55% p.a. | 4.94% p.a. | 5.52% p.a. |

INTEREST ONLY INVESTMENT LOAN |
INTEREST RATE |
COMPARISONRATE |
MEMBER PACKAGE RATE$395 annual package fee applies. |
MEMBER PACKAGE COMPARISON RATE |

Variable |
5.38% p.a. | 5.39% p.a. | 5.18% p.a. | 5.56% p.a. |

1 year fixed |
4.89% p.a. |
5.35% p.a. |
4.89% p.a. |
5.54% p.a. |

3 year fixed |
4.59% p.a. | 5.18% p.a. | 4.59% p.a. | 5.40% p.a. |

5 year fixed |
4.94% p.a. | 5.21% p.a. | 4.94% p.a. |
5.46% p.a. |

^{>}Ultimate Offset Account - Fixed rates are only available on split loans and part of the split loan must have a variable rate. The example given assumes that the loan is split 50/50 between variable rate and fixed rate portions. Offset applies only to one variable portion of a split loan. |