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HOME LOAN RATES.

Whether you're a first home buyer, looking to refinance, or invest in property we have a home loan that’s right for you.

You’ll get all the security of a low rate with nothing to hide, including no application fee or ongoing account-keeping fees. 

Our home loans are available to eligible super fund and union members – that's more than 5.5 million Australians, so you're likely to be one of them. 

STANDARD HOME LOAN INTEREST RATE COMPARISON RATE MEMBER PACKAGE RATE
$395 annual package fee applies.
MEMBER PACKAGE
COMPARISON RATE

Variable 5.38% p.a. 5.39% p.a. 5.18% p.a. 5.56% p.a.
1 year fixed 4.89% p.a. 5.35% p.a. 4.89% p.a. 5.54% p.a.
3 year fixed 4.59% p.a. 5.18% p.a. 4.59% p.a. 5.40% p.a.
5 year fixed 4.94% p.a. 5.21% p.a. 4.94% p.a. 5.46% p.a.
ULTIMATE OFFSET ACCOUNT
INTEREST
RATE
COMPARISON
RATE
MEMBER PACKAGE RATE
$395 annual package fee applies.

MEMBER PACKAGE
COMPARISON RATE
Variable 5.68% p.a. 5.69% p.a. 5.18% p.a. 5.56% p.a.
1 year fixed 4.89% p.a. 5.67% p.a.

4.89% p.a.

5.55% p.a.
3 year fixed 4.59% p.a. 5.56% p.a. 4.59% p.a. 5.49% p.a.
5 year fixed 4.94% p.a. 5.55% p.a. 4.94% p.a. 5.52% p.a.
INTEREST ONLY INVESTMENT LOAN
INTEREST
RATE
COMPARISON
RATE
MEMBER PACKAGE RATE
$395 annual package fee applies.

MEMBER PACKAGE
COMPARISON RATE
Variable 5.38% p.a. 5.39% p.a. 5.18% p.a. 5.56% p.a.
1 year fixed 4.89% p.a.

5.35% p.a.

4.89% p.a.

5.54% p.a.

3 year fixed 4.59% p.a. 5.18% p.a. 4.59% p.a. 5.40% p.a.
5 year fixed 4.94% p.a. 5.21% p.a. 4.94% p.a.

5.46% p.a.

>Ultimate Offset Account - Fixed rates are only available on split loans and part of the split loan must have a variable rate. The example given assumes that the loan is split 50/50 between variable rate and fixed rate portions. Offset applies only to one variable portion of a split loan.