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Features

With no annual fee2 and a low rate, you always know where you stand with Frank.

Interest free.

Get up to 55 days interest free on purchases.3

Black or white?

Frank likes to keep things simple – that’s why it comes in just black and white.

Quick card lock.

You can instantly put a temporary stop to your card whenever you need to via internet banking.

Exclusive offers.

Instant access to exclusive local and international offers from Mastercard? Priceless.

Learn more

Facts & fees

Apply.

Apply now

You’ll need to have

  • about 5 minutes
  • your passport or Australian driver licence
  • information on your income and expenses
  • your current ME account number (if you're a ME customer)

You’ll need to be

  • at least 18 years old
  • an Australian citizen or permanent resident
  • earning more than $25,000 a year

What happens next

We'll be in touch to get more info on your income, and to get your application wrapped up.

The legal stuff.

The legal stuff.

(1) Interest rate on purchases is current at  08-May-2024 and subject to change.

(2) Terms, conditions, fees and charges apply and are subject to change. Cash advance fee of $4 or 2% of the amount of the cash advance (whichever is greater) and other transaction fees may apply.

(3) Up to 55 days interest free only applies if you pay your balance in full by the due date each month.

Award info
Mozo Experts Choice Award: The awards recognise products that deliver exceptional value or benefits to consumers. Judges base their decision on hard-nosed calculations of value to the consumer, using Mozo’s extensive product database and research capacity. Experts Choice Awards are awarded to the top 10% of products that meet the selection criteria in each awards category.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Tap & go is a trademark of Mastercard International Incorporated.

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ME Bank – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence Number 244616. | Registered Address: Level 3, 100 Skyring Terrace, Newstead, Queensland 4006.