Standard Home Loan Members Members
(Comparison rate)
With Member Package
Annual package fee of $395 applies.
Member Package (Comparison rate)     
Variable 5.38% p.a. 5.39% p.a. 5.18% p.a. 5.56% p.a.    
1 year fixed 4.89% p.a. 5.35% p.a. 4.89% p.a. 5.54% p.a.    
3 year fixed 4.69% p.a. 5.21% p.a. 4.69% p.a. 5.43% p.a.    
5 year fixed 4.94% p.a. 5.21% p.a. 4.94% p.a. 5.46% p.a.    
Ultimate Offset Members Members
(Comparison rate)
With Member Package
Annual package fee of $395 applies.
Member Package (Comparison rate)
   
Variable 5.68% p.a. 5.69% p.a. 5.18% p.a. 5.56% p.a.    
1 year fixed 4.89% p.a. 5.67% p.a. 4.89% p.a. 5.55% p.a.    
3 year fixed 4.69% p.a. 5.57% p.a. 4.69% p.a. 5.50% p.a.    
5 year fixed 4.94% p.a. 5.55% p.a. 4.94% p.a. 5.52% p.a.    
Interest Only
Members Members
(Comparison rate)
With Member Package
Annual package fee of $395 applies.
Member Package (Comparison rate)     
Variable 5.38% p.a. 5.39% p.a. 5.18% p.a. 5.56% p.a.    
1 year fixed 4.89% p.a. 5.35% p.a. 4.89% p.a.

5.54% p.a.

 

 

3 year fixed 4.69% p.a. 5.21% p.a. 4.69% p.a. 5.43% p.a.    
5 year fixed 4.94% p.a. 5.21% p.a. 4.94% p.a.

5.46% p.a.

 

 

Member Package annual fee of $395 applies.

If you are a member of an eligible super fund or union, you qualify for our Home Loans. With more than 150 super funds and unions involved, more than 5.5 million Australians are eligible for our super low rates - so there's a very good chance you or your partner could be one of them. If you’re retired, but were a member in the past, you’re still eligible. Ultimate Offset Account - Fixed rates are only available on split loans and part of the split loan must have a variable rate. The example given assumes that the loan is split 50/50 between variable rate and fixed rate portions. Offset applies only to one variable portion of a split loan. Home Loan Comparison Rates calculated on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Product Interest rate  

Online Savings Account

 

2.90% p.a. Variable Base Rate


1.70% p.a. Super Savings Bonus Rate* (offer expired 4 July 2014)  

 
First Home Saver Account 3.25% p.a.  
EveryDay Transaction Account N/A  
InterestME Savings Account $0 - $3,000 (Tier 1) Over $3,000 (Tier 2)
  0.05% p.a. 1.50% p.a.

*Expired Offer SUPER SAVINGS BONUS RATE. You will receive our variable interest rate plus a fixed bonus interest rate of 1.70% p.a. if you opened an Online Savings Account and linked it to an ME Bank EveryDay Transaction Account as your nominated account between 16 May to 4 July 2014. The bonus rate is not available if you or a joint account holder has previously held an Online Savings Account prior to 16 May 2014 and is payable on only one account of yours or a joint account holders. The bonus interest rate is payable on balances up to $250,000 for five months, so long as the EveryDay Transaction Account remains your nominated account. Click here for full terms and conditions.


Your total deposits with ME Bank up to $250,000 are guaranteed under the Australian Government Financial Claims Scheme

 

Personal Loan Interest rate
  12.99% p.a.
  13.21% p.a. Comparison rate
Personal Loan Comparison Rate calculated on an unsecured loan of $30,000 for a term of 5 years, repaid monthly. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

 

 

 

Term Deposit Term* Interest at Maturity Monthly Interest Quarterly Interest Half Yearly Interest Annual Interest
  1 month  3.10% p.a.  3.10% p.a.      
  2 months  3.10% p.a.  3.05% p.a.      
  3 months  3.40% p.a.  3.35% p.a.  3.35% p.a.    
  4 months  3.40% p.a.  3.35% p.a.  3.35% p.a.    
  5 months  3.40% p.a. 3.35% p.a.   3.35% p.a.    
  6 months  3.55% p.a.  3.50% p.a.  3.50% p.a.  3.50% p.a.  
  7 months  3.55% p.a.  3.50% p.a.  3.50% p.a.  3.50% p.a.  
  8 months  3.55% p.a.  3.50% p.a.  3.50% p.a.  3.50% p.a.  
  9 months  3.55% p.a.  3.50% p.a.  3.50% p.a.  3.50% p.a.  
  10 months  3.55% p.a.  3.50% p.a. 3.50% p.a.   3.50% p.a.  
  11 months  3.55% p.a.  3.45% p.a.  3.50% p.a.  3.50% p.a.  
  12-17 months    3.55% p.a.  3.60% p.a.  3.60% p.a.  3.65% p.a.
  18-23 months    3.55% p.a.  3.60% p.a.  3.60% p.a.  3.65% p.a.
  24-35 months    3.65% p.a.  3.65% p.a.  3.70% p.a.  3.75% p.a.
  36-47 months    3.85% p.a.  3.85% p.a.  3.90% p.a.  3.95% p.a.
  48-59 months    4.05% p.a.  4.05% p.a.  4.10% p.a.  4.15% p.a.
  60 months    4.20% p.a.  4.20% p.a.  4.25% p.a.  4.30% p.a.

*All terms are in calendar months. We offer terms of between one month and 60 months. 

Interest rates for term deposits are applicable for amounts from $1,000.00 up to $500,000. For rates for amounts above $500,000, contact ME Bank on [13 15 63/1300 658 108]. Your total deposits with ME Bank up to $250,000 are guaranteed under the Australian Government Financial Claims Scheme. You will get the interest rate that applies to your term deposit on the day your complete application is received as long as funds are received within three business days of your application. Otherwise, a different Interest Rate may apply to your account. We will credit interest at the selected interest payment frequency and at the maturity of the term.

 

ME Bank MasterCard Interest rate
Purchases, cash advances and balance transfers 12.25% p.a.

 

 

 

 

Things you should know.

Interest rates are current as at 20-Aug-2014 and are subject to change.

Fees and charges may apply. Terms and conditions available upon request. Applications for credit are subject to approval. This is general information only and you should consider if these products are appropriate for you.