| Perfect for | Everyday banking and purchases using your own money |
|---|---|
| Low cost banking | No monthly account-keeping fee and no minimum deposit required |
| Convenient access | Free access to over 3,000 ATMs Australia-wide and 24/7 online banking |
| Debit card | Free Debit MasterCard® |
| Security | Every time you press 'credit' your purchases are protected by MasterCard® Zero Liability# |
| Free ATM access at more than 3,000 ATMs across Australia including ME Bank, Westpac, St.George, Bank of Melbourne and BankSA ATMs |
| Free EFTPOS transactions |
| Unlimited BPAY® and PayAnyone transactions |
| Unlimited direct debits and credits |
| Tap & Go™ with MasterCard PayPass™ for purchases under $100 |
| Peace of mind with MasterCard Zero Liability® for protection against fraud and unauthorised transactions# |
| Choice of card colour - Lime, Metallic or Pink (supporting the National Breast Cancer Foundation) |
| Benefit from MasterCard's Promotions and Exclusive Programs |
| Interest Rate | There is no interest earned with the EveryDay Transaction Account |
|---|
| Monthly account-keeping fee | No fee |
|---|---|
| Debit MasterCard® | No fee |
|
EFTPOS |
No fee |
|
ATM cash withdrawals and balance enquiries at ME Bank, Westpac, Bank of Melbourne, St.George or BankSA ATMs |
No fee Withdrawals and balance enquiries at all other Australian ATMs may incur an ATM operator fee charged by the ATM operator |
|
International ATM balance enquiries |
No fee Withdrawals and enquiries at international ATMs may also incur an ATM operator fee charged by the ATM operator |
|
International ATM withdrawals |
$4 per withdrawal1 Withdrawals and enquiries at international ATMs may also incur an ATM operator fee charged by the ATM operator |
|
Foreign currency conversion fee for cash withdrawals and purchases
|
2.50% of AUD value2 Withdrawals and enquiries at international ATMs may also incur an ATM operator fee charged by the ATM operator |
|
Bank@Post™ |
$2.501 |
|
Cheque book (50 leaves) |
$102 |
|
Cheque book dishonor fee |
$102 |
|
Purchase of a bank cheque |
$81 |
|
Repurchase of a bank cheque |
$81 |
|
Replacement of a bank cheque that may have been lost or stolen |
$81 |
|
Stop payment on a personal cheque |
$152 |
|
Special answer |
$152 |
|
Request to change colour of card from Lime to Metallic or vice versa |
$102 |
|
New Pink card or request to change card to a Pink card |
$102 |
|
Emergency replacement card within Australia |
$202 |
|
Emergency replacement card outside Australia |
$1002 |
|
Emergency cash |
$252 |
|
Duplicate or interim statement |
$5 per statement2 |
|
Telegraphic transfer (domestic only) |
$302 |
|
Trace fee |
$152 |
|
Voucher retrieval |
$5 per document or $60 per hour, whichever is less2 |
|
Direct entry dishonour fee |
$102 |
|
Overdrawn account fee |
$152 |
|
Cheque written |
No fee |
|
1 Charged last day of the month and upon account closure 2 Charged to your account immediately | |
We've joined with the National Breast Cancer Foundation to create the Pink Debit MasterCard. The Pink Card is available for a one off up front $10 card fee.
Every time you make a purchase using your Pink card, ME Bank will donate 1 cent to the National Breast Cancer Foundation's research projects.
Breast Cancer is one of the major causes of cancer death in Australian women, accounting for 2,800 lives each year. Approximately 14,000 cases will be diagnosed this year, including at least 100 men.
To date, the National Breast Cancer Foundation has allocated more than $55 million to more than 230 research projects in Australia. With your help, we can do more.
# MasterCard Zero Liability protection is subject to meeting MasterCard's conditions. For full details of the MasterCard Zero Liability policy and conditions visit mastercard.com.au/zero-liability.html
MasterCard and the MasterCard brandmark are registered trademarks of MasterCard International Incorporated. Tap & Go and PayPass are trademarks of MasterCard International Incorporated. BPAY® Registered to Bpay Pty Ltd ABN 69 079 137 518.
Fees and charges apply. Terms and conditions available on request. This is general information only and you should consider if this product is appropriate for you.