everyday transaction account


It has everything you need in a transaction account - convenient and flexible access to your cash - and nothing that you don’t (like account keeping fees).


     low cost banking

By which we mean really low cost. In fact, there are no monthly account-keeping fees at all.

     convenient ATM access

Access your funds for free at plenty of ATMs across Australia*. 

     flexible payment options

The account comes with a free Debit MasterCard® - that’s fully PayPass Tap & Go enabled - so it’s a cinch to make payments in person, over the phone and online.

     we live to give

Every little bit helps. If you choose a pink Debit MasterCard when you sign up, we’ll donate one cent to the National Breast Cancer Foundation every time you make a purchase with your card.








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frequently asked questions:

am I eligible to open an everyday transaction account?

 You're eligible to open an EveryDay Transaction Account if you are at least 16 years old and either:

• an Australian citizen,
• an Australian permanent resident or
• an Australian resident for taxation purposes, and
• have an Australian residential address.

 The account holder should complete the application.


what is the minimum deposit amount?

There is no minimum deposit required.


what is secure chip technology?

Your Debit MasterCard has a microchip for improved security. This encryption chip technology helps prevent fraudulent use and authenticates your point-of-sale purchases or ATM transactions.


when can I start using my account?

You can start using your account straight away, you will also be registered for Online Banking when your sign up for your account.

You will receive your new Debit MasterCard® within 10 business days after the account has been opened. Once you have received your new card you will need to activate it before you can use it. The quickest way to activate your card and set up a 4-digit Personal Identification Number (PIN) is by using ME's Online Banking.

You can also call us on 13 15 63 (Monday to Friday 8am – 8pm, or Saturday 9am – 5pm AEST) to activate your card and choose a 4 digit PIN.


Find more EveryDay Transaction Account FAQs here. 




things you should know.

MasterCard and the MasterCard brandmark are registered trademarks of MasterCard International Incorporated. Tap & Go andPayPass are trademarks of MasterCard International Incorporated.

* Free access to any ME, Westpac, St George, Bank of Melbourne and BankSA ATM.

Fees and charges apply. Terms and conditions available on request. This is general information only and you should consider if this product is appropriate for you.