| Perfect for | Cash management needs, such as EFTPOS use and interest on balances above $3,000 in the one account | |
|---|---|---|
| Convenient access | Access your money via ATM's, EFTPOS and online banking | |
| Account features | No minimum balance required | |
| Low cost | No account-keeping fees |
| Earn 2.00% p.a. interest on every dollar over $3,000 (and 0.05% p.a. on every dollar up to $3,000) |
| 15 free EFTPOS transactions per month^ |
| 24/7 ATM and EFTPOS access |
| A linked cheque book option available |
| As many free direct debits and credits as you like |
| Free phone and online banking service |
| Account Balance |
Interest rate |
|---|---|
|
$0 - $3,000 (Tier 1) |
0.05% p.a. |
|
Over $3,000 (Tier 2) |
2.00% p.a. |
| Monthly account-keeping fee | No fee |
|---|---|
| EFTPOS |
First 15 EFTPOS transactions per month – free. Each EFTPOS transaction over the monthly free limit - $11 |
|
ATM cash withdrawals and balance enquiries at ME Bank, Westpac, Bank of Melbourne, St.George or BankSA ATMs (except ATMs at BP stations) |
$11
Withdrawals and balance enquiries at all other Australian ATMs may incur an ATM operator fee charged by the ATM operator |
|
Bank@PostTM (deposit/withdrawal/enquiries) |
$11 |
|
Overdrawn account fee If your account is overdrawn at any time |
$152 |
|
Direct entry dishonour fee When any outgoing direct entry payment from your ME Bank account is dishonoured because you do not have enough funds |
$252 |
|
Copy of account statement That has previously been provided to you |
$5 per page2 |
|
Copy of interim account statement That has previously been provided to you |
$5 per page2 |
|
Voucher copy fee If you request ME Bank to produce a voucher or other documents in relation to the conduct of your account (e.g. a copy of a cheque) |
$5 per document; or $60 per hour (whichever is lesser)2 |
|
Trace fee If you request ME Bank to investigate a transaction that has been posted to your account. Note: the fee will be waived if the trace shows that the transaction has been incorrectly posted to your account |
$152 |
| Direct debit request | No fee |
| Dishonour (inward) | No fee |
| Dishonour (outward) | $252 |
| Stop payments | No fee |
| Bank cheque purchase | $62 |
| Bank cheque repurchase | $62 |
| Replace bank cheque | $252 |
| Cheque written fee | $1 |
| Cheque dishonour fee | $25 |
|
1 Charged last day of the month and upon account closure 2 Charged to your account immediately | |
^ Additional transactions will be charged at $1.00 each.
Interest rates are current as at 20-May-2013 and are subject to change. Fees and charges apply. Terms and conditions available on request. This is general information only and you should consider if this product is appropriate for you.
