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Perfect for Saving for a fixed term with a guaranteed interest rate locked in for the life of the term  
Bonus interest Bonus interest for members of eligible industry super funds or unions^  
Wide range of terms Great interest rates across a wide range of fixed terms, so you can choose the term that best suits your needs  
Consistency We keep our term deposit rates consistent, so you know there will be no nasty surprises  
Low cost No account-keeping fees and low minimum opening deposit  
Open an account with a $1,000 minimum deposit, much lower than many other banks
Bonus interest of up to 0.25% p.a. for eligible industry super fund or union members^
Select your own term from 1 month (30 days) to 24 months (730 days)
Save time and apply online in just a few minutes

Existing customers can apply over the phone

(this is for single account holder accounts only). All Australian citizens, Australian permanent residents and Australian residents with an Australian residential address (for tax purposes) over the age of 12 are eligible to apply

 

1 month

3.80% p.a.

2 months

4.10% p.a.

3 months

4.25% p.a.

4 months

4.20% p.a.

5 months

4.20% p.a.

6 months

4.40% p.a.

7 months

4.20% p.a.

8 months

4.20% p.a.

9 months

4.20% p.a.

10 months

4.20% p.a.

11 months

4.20% p.a.

12 months

4.45% p.a.

13 months

4.40% p.a.

14 months

4.40% p.a.

15 months

4.40% p.a.

16 months

4.40% p.a.

17 months

4.40% p.a. 

18 months

4.40% p.a.

19 months

4.40% p.a.

20 months

4.40% p.a.

21 months

4.40% p.a.

22 months

4.40% p.a.

23 months

4.40% p.a.

24 months

4.40% p.a.

 

Early withdrawal percentage rate 2.00% p.a.
This rate will apply when you withdraw your term deposit prior to maturity. We will reduce the fixed rate by the early withdrawal percentage rate, up to the amount of accrued interest. Important note: You cannot make a partial withdrawal.

Things you should know.

^ Super Members Term Deposits are available to eligible super fund and union members and interest rates are up to 0.25% p.a. higher than Standard Term Deposit rates.

Interest rates are current as at 22-May-2013 and are subject to change. Interest rates are applicable up to $500,000, for rates above $500,000 contact ME Bank on 13 15 63.

You will get the interest rate that applies to your deposit on the day your application is received. Terms and conditions available on request. This is general information only and you should consider if this product is appropriate for you.