We've got a whole crate of home loan calculators to help you min/max your loan options.
Tinker with the options and suss out your potential repayment amounts.
If you choose a variable interest rate, you can pay it off as early as you want, with no penalty at all. If you have a fixed interest rate (including as part of a split loan) you can make extra repayments at any time up to $30,000 during the fixed interest rate period. Get more info here on making early repayments.
The world could use less fees – which is why we don’t charge any application fees on our home loans. Fair warning though: there are other fees that do apply, like solicitor, valuation and agent fees. If you want to be free of all fees purchase a Member Package with a Flexible Home Loan for an annual fee of $395. Find out more here.
Our redraw feature is pretty handy. If you’re ahead on your repayments, you can redraw cash within one business day, completely fee free (minimum redraw is $500). Find out more here.
Renovating? Planning a trip? You could top up your home loan to the tune of $20,000 or more to get the extra cash. It costs $250 to apply for a top up to your home loan, but this fee is waived if you have purchased a Member Package with your Flexible Home Loan. Find out more here.
Got home loan questions? Give us a call on 13 15 63 and we’ll help you out.
13 15 63
Keen to talk home loans, but short on time? Leave your details and we’ll call you.
get a call back
Our home loan specialists come to you – and you choose the time and place.
book a meet up
Buying a home comes with a range of upfront costs that you need to know about - and budget for.
Pay down your home loan faster and save a bundle in the process.
It feels like you've never getting ahead financially, try these three simple budgeting hacks.
Looking to get the jump on the housing market? Sign up to our regular article series for tips, tricks, and strategies on finding and buying the right property.
the legal stuff.
(1) Interest rate is current as at 23-Jul-2017 and is subject to change. A current fixed rate can be secured for 90 days by paying a $500 rate lock request fee. At settlement you will get the better of the two rates.
(2) This Comparison Rate based on a loan size of $150,000 for a term of 25 years. This comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to less than $400,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms, conditions, fees and charges apply. Applications are subject to credit approval.