We've got a whole crate of home loan calculators to help you min/max your loan options.
Tinker with the options and suss out your potential repayment amounts.
If you choose a variable interest rate, you can pay it off as early as you want, with no penalty at all. If you have a fixed interest rate (including as part of a split loan) you can make extra repayments at any time up to $30,000 during the fixed interest rate period. Get more info here on making early repayments.
The world could use less fees – which is why we don’t charge any application fees on our home loans. Fair warning though: there are other fees that do apply, like solicitor, valuation and agent fees. If you want to be free of all fees purchase a Member Package with a Flexible Home Loan for an annual fee of $395. Find out more here.
Our redraw feature is pretty handy. If you’re ahead on your repayments, you can redraw cash within one business day, completely fee free (minimum redraw is $500). Find out more here.
Renovating? Planning a trip? You could top up your home loan to the tune of $20,000 or more to get the extra cash. It costs $250 to apply for a top up to your home loan, but this fee is waived if you have purchased a Member Package with your Flexible Home Loan. Find out more here.
Got home loan questions? Give us a call on 13 15 63 and we’ll help you out.
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Buying a home comes with a range of upfront costs that you need to know about - and budget for.
Pay down your home loan faster and save a bundle in the process.
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the legal stuff.
(1) Interest rate is current as at 28-May-2017 and is subject to change. A current fixed rate can be secured for 90 days by paying a $500 rate lock request fee. At settlement you will get the better of the two rates.
(2) This Comparison Rate based on a loan size of $150,000 for a term of 25 years. This comparison rate applies only for loans with an LVR of 80% or less and a loan amount of $150,000 to less than $400,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms, conditions, fees and charges apply. Applications are subject to credit approval.