Compare ME Bank's Home Loans

Home Loan Comparison

Use this table to compare the features of the various ME Bank Home Loans.

Benefits, features and options Standard Home Loan Interest Only Investment Loan Ultimate Offset Account Ultimate Offset Account with Member Package
Fixed rate options 1, 3, 5 years 1, 3, 5 years 1, 3, 5 years 1, 3, 5 years
Repayment type Principal and interest Interest only up to 5 years Principal and interest Principal and interest
Annual package fee n/a n/a n/a $395
Upfront fees Yes Yes Yes No
Weekly, fortnightly or monthly repayments Yes Monthly only Yes Yes
ME Bank MasterCard® annual fee waiver No No No Yes
100% offset No No Yes Yes
Direct salary crediting No No Yes Yes
Borrow up to 95% of property valuation Yes Yes Yes Yes
Available for construction and renovation Yes Yes No No
No fees to redraw Yes Yes Yes Yes
No ongoing account keeping fees Yes Yes Yes Yes

Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.