||Perfect for cars, motorbikes, boats, caravans or trailers, home renovations, holidays, wedding expenses and debt consolidation|
|Low fees||No account keeping or annual fees. No fees for extra repayments or fees for early repayment|
|Flexible repayments||Fortnightly or monthly repayment options|
|Apply online||Quick and easy to apply online|
|What you'll need to apply||
|Award winner||Awarded Money magazine's Best of the Best Award for the Cheapest Personal Loan, Bank Category from 2009 to 2012|
|No security or deposit required|
|No monthly or annual fee|
|No fees for extra repayments|
|No penalty for paying out your loan early|
|Flexible terms from 1 to 7 years to suit your needs|
|Loan amounts available from $5,000 to $50,000|
|Interest Rate||11.99% p.a.|
|Comparison Rate||12.36% p.a.|
Comparison rate calculated on an unsecured loan of $30,000 for a term of 5 years, repaid monthly. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|Monthly account-keeping fee||No fee|
|Annual fee||No fee|
|Extra repayment||No fee|
|Early repayment||No fee|
|Balance enquiry||No fee|
|Recent transaction history||No fee|
|Direct credit fee
(if your loan is paid into your nominated account)
|Direct debit dishonour fee
(payable when a direct debit we initiate is dishonoured)
|Bank cheque fee
(if we agree to pay your loan amount via cheque)
|No fees for the first 3 bank cheques, then $6 for each additional bank cheque|
|Duplicate or interim statements||$5 per page|
Applying for a personal loan is straightforward. We can help you along the way.
Having the following information will ensure your application is processed as quickly as possible:
If you don’t have this information you can still apply. We can request it from you after we have received your application.
You can also save your online application at any time and return to complete it later.
After you’ve submitted your application we will reply with an email to confirm it has been received and we'll keep you updated on its progress via sms.
Interest rate is current as at 01-Nov-2014 and subject to change.
Terms, conditions, fees and charges apply. Applications are subject to credit approval.
^ Money magazine's Best of the Best Awards for 2012, 2011, 2010 and 2009, Gold Winner, Cheapest Personal Loan, Bank Category.