Stamp duty calculator.

Find out how much up-front stamp duty cost is estimated for your state or territory with our handy stamp duty calculator.

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What is stamp duty?

Stamp duty, also known as Transfer Duty, is a type of tax that is charged on property purchases. The amount of stamp duty can depend on the value of the property, state or territory of the property and more.

Have a go at using our stamp duty calculator to find out how much you can expect for stamp duty costs for your property purchase.

Do your duty.

Stamp duty, the amount of tax payable when you buy a property, differs from state to state.

The stamp duty rate can also depend on factors such as your property value, whether it’s your primary residence or an investment, and also the type of property it is.

Put your details into the calculator to get an estimate of stamp duty for your property.

This calculator will show you:

https://calculators.infochoice.com.au/Ui/StampDuty?clientId=29ea72a4-4831-44e0-b4a5-5055890bcb8d&calcId=edc16223-6f4e-4adb-8174-35f518e62b57&target=&xdm_e=

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FAQs

How much is stamp duty?

The stamp duty payable on a property that you purchase will vary from person to person as it is reliant on a few factors.

These factors include:

  • State or territory of the property
  • Value of the property
  • Property use: owner occupied vs investment
  • Property type
  • First home buyer status

Use our calculator to get a personalised view of what stamp duty could look like for you.

How is stamp duty calculated?

Stamp duty in Australia is calculated using a combination of different factors which include:

  • State or territory of the property
  • Value of the property
  • Property use: owner occupied vs investment
  • Property type
  • First home buyer status

How long do you have to pay stamp duty?

Stamp duty must be paid within three months of signing the contract for sale or transfer of the property.

However, if the property is an off-the-plan purchase, then payment of stamp duty may be able to be deferred for up to 12 months.

Is stamp duty tax deductible?

Unfortunately, stamp duty is not tax deductible, but it is included as a cost of buying the property. This means that if you sell the property, it can help reduce any capital gains tax.

There are also schemes and grants that exist (varying on your state) that can help lower the amount of stamp duty that you pay.

Do first home buyers pay stamp duty?

Stamp duty exemptions, concessions and/or grants differ from state to state. In many states, first home buyers may be eligible for government grants and assistance targeting stamp duty.

Do you pay stamp duty on land?

Yes - stamp duty must be paid on land that is purchased. In Australia, the amount of stamp duty that you must pay may differ between states, however, it must be paid on purchased property including:

  • Owner occupied home
  • Investment property
  • Vacant land

Who pays stamp duty?

Stamp duty is paid by the transferee - the person who is purchasing the property.

Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for interest only fixed loans are based on the interest-only period being equal to the fixed rate term.

The results from this calculator should be used as an indication only. Results do not represent, quotes, pre-qualifications for any product or an offer to provide credit.  The calculations are based on the information input or selected by you, don’t take into account fees and charges that may be payable and assumes:

  1. Repayments are made monthly and all repayments are made on time;
  2. The interest rate doesn’t change for the life of the loan; and
  3. Interest is calculated daily and debited monthly.

One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.

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