Love where you loan.

Love where you loan.
ME officially has Australia’s most satisfied home loan customers5 – and we’re pretty damn proud of it. So break free to our lowest variable home loan rate and get the highest home loan satisfaction. 

Flexible Home Loan with Member Package features.

Our Flexible Home Loan with Member Package offers a range of features and benefits for an annual fee of $395.

More about the flexible home loan with member package

Get the loan.

Pay your variable rate loan off as early as you want.

Born to be fee-free.

No valuation fee, no top up fee, no fee to fix your rate after you settle and no fee to split your loan after you settle.

Bail out of interest with multiple offset accounts.

Get a life LESSen and let your savings reduce your interest with a 100% offset account. 

Flexible options.

Choose how you do your time with ME. Go variable, or do a fixed or split loan for 1-7 years.

Escape redraw fees.

Get cash for emergencies from your available funds if you're ahead on payments (minimum $500).

Repayment parole.

Apply to take a break from repayments when the unexpected happens, if you're ahead on your repayments.

Our lowest variable rates EVER.

Our Flexible Home Loan with Member Package offers a range of features and benefits for an annual fee of $395. More about the Flexible Home Loan with Member Package. 

Break free today.

One of our home loan specialist­s will be in touch within 24 hours to answer any of your questions – or you can book an appointment to meet in person or via a video call at a time that suits you.

Break free today.

One of our home loan specialist­s will be in touch within 24 hours to answer any of your questions – or you can book an appointment to meet in person or via a video call at a time that suits you.

Privacy statement.

Privacy statement.

We’re collecting your personal information so we can respond to your request, and we’ll retain your details so we can keep in touch. We may call, or send you further information relating to your enquiry, or to promote other products or services that may be of interest.

You can ask us not to contact you either in person or by unsubscribing in the communications we may send. If you’ve previously opted out from marketing contact this request will override earlier instructions.

For details about how we handle your personal information, or how you can access or correct this information or raise any concerns refer to ME Privacy and Credit Reporting Policy.

The legal stuff.

The legal stuff.
  1. Interest rate is current at 06-Apr-2020 and is subject to change. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible.
  2. Comparison Rate based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  3. Member Package annual fee of $395 applies.
  4. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.
  5. Home loan satisfaction data from Roy Morgan Single Source Australia July 2019- December 2019.
This is general information only and you should consider if this product is right for you. Terms, conditions, fees and charges apply. Applications are subject to credit approval.