Super low home loan rates.

Our Flexible Home Loan with Member Package for owner occupiers includes everything you expect from a bank for a small annual fee of $395.

More about the flexible home loan with member package

Low rate.

New Owner Occupiers get a 1.20% p.a. discount2 off the variable reference rate for the life of the loan ( as long as you maintain a Member Package while paying principal and interest, MAX 80% LVR, loan size $400K-$699K)

Save on fees.

No valuation fees, no fix or split loan fees and no top-up fees while you maintain a Member Package.

Offset account.

100% offset on your variable loan component with a ME Everyday Transaction Account4.

Redraw facility.

You could redraw your cash at no extra charge. Cha-Ching! (minimum $500)

Ready to talk home loans?

One of our home loan specialists will be in touch within 24 hours to answer any of your questions or to book an appointment to meet in person at a time and place that suits you.

Ready to talk home loans?

One of our home loan specialists will be in touch within 24 hours to answer any of your questions or to book an appointment to meet in person at a time and place that suits you.

Bruce Springclean
bruce.springclean@gmail.com
0400 000 000 or 9800 8000
2170

Privacy statement.

Privacy statement.

We are collecting your information so we can respond to your enquiry.

The ME Privacy and Credit Reporting Policy explains how we will handle your personal information.

The legal stuff.

The legal stuff.

1. Member Package annual fee of $395 applies.

2. Interest rate is current at 22-Nov-2018 and is subject to change. The 1.20% p.a. discount is offered off the reference rate for variable Flexible Home Loans with a Member Package where (i) the primary loan purpose at application is owner occupied (ii) repayments are principal & interest (iii) the loan amount is less than or equal to 80% of the value of your property ("LVR"). (iv) the loan amount is from $400,000 to $699,000 and (v) the application is for a new home loan. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw this discount at any time. If you apply after the discount has been withdrawn the Flexible Home Loan with Member Package variable rate without discount (the reference rate) will apply.

3. Comparison Rate based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4. This is general information only and you should consider if this product is right for you. Terms, conditions, fees and charges apply.

5. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.


Terms, conditions, fees and charges apply. Applications are subject to credit approval.