1. Enter your principal & interest rate

How do I find this?

If you're not sure of the rate you're currently being charged you should check with your lender. Your most recent home loan statement will tell you the applicable rate on the date of that statement.

2. Adjust your current loan details


3. Compare

Variable 3.89% | 4.30%

Maximum 80% LVR

For information and rates applicable to home loans with LVR above 80% you should compare our products here.

You could

Reduce your interest and repayments by around(a):

$92per month

Putting this amount back into your loan could save you(b):


That's equivalent to(c):

7 monthstime saved in paying off your loan

Things you
should know:

How does the calculator work?

Contact ME.

Contact ME.

Bruce Springclean
0400 000 000 or 9800 8000
Existing customer:

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The legal stuff.

The legal stuff.

1. Member Package annual fee of $395 applies.

2. Interest rate is current at 21-May-2018 and is subject to change. The -1.20% p.a. discount is offered off the reference rate for variable Flexible Home Loans with a Member Package where (i) the primary loan purpose at application is owner occupied (ii) repayments are principal & interest (iii) the loan amount is less than or equal to 80% of the value of your property ("LVR"). (iv) the loan amount is from $400,000 to $699,000 and (v) the application is for a new home loan. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw this discount at any time. If you apply after the discount has been withdrawn the Flexible Home Loan with Member Package variable rate without discount (the reference rate) will apply.

3. Comparison Rate based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4. This is general information only and you should consider if this product is right for you. Terms, conditions, fees and charges apply.

5. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.