1. Enter your principal & interest rate

How do I find this?

If you're not sure of the rate you're currently being charged you should check with your lender. Your most recent home loan statement will tell you the applicable rate on the date of that statement.

2. Adjust your current loan details


3. Compare

Variable 3.89% | 4.30%

Maximum 80% LVR

For information and rates applicable to home loans with LVR above 80% you should compare our products here.

You could

Reduce your interest and repayments by around(a):

$92per month

Putting this amount back into your loan could save you(b):


That's equivalent to(c):

7 monthstime saved in paying off your loan

Things you
should know:

How does the Scroogify® calculator work?

It’s easy  to switch.

Our home loan specialists come to you – and you choose the time and place.

1. Get in touch

Call us directly, request a call back or book an appointment with a mobile banker.

2. Let’s catchup

We’ll gather your details, ask for some documents and make a refinance plan.

3. No sweat

We’ll take it from here and deal with your old bank.

Get in  touch.

Mobile banker

Our home loan specialists come to you – and you choose the time and place.


Request a callback

Keen to talk home loans, but short on time? Leave your details and we’ll call you.


Call us now

Got home loan questions? Give us a call on 13 15 63 and we’ll help you out.

13 15 63

Book an appointment.

Book an appointment.
Bruce Springclean
0400 000 000 or 9800 8000
Existing customer:

Privacy statement.

Privacy statement.

We are collecting your information so we can respond to your enquiry.

The ME Privacy and Credit Reporting Policy explains how we will handle your personal information.

The legal stuff.

The legal stuff.

1. Member Package annual fee of $395 applies.

2. Interest rate is current at 05-Oct-2017 and is subject to change. The -1.20% p.a. discount is offered off the reference rate for variable Flexible Home Loan with Member Package where (i) the primary loan purpose at application is owner occupied (ii) repayments are principal & interest (iii) the loan amount is less than or equal to 80% of the value of your property ("LVR") (iv) the loan amount is from $400,000 to $699,000 and (v) the application is for a new home loan. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw this discount at any time. If you apply after the discount has been withdrawn the Flexible Home Loan with Member Package variable rate without discount (the reference rate) will apply.

3. Comparison Rate based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Home loan terms, conditions, fees and charges apply. Applications for home loans are subject to credit approval.
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