Two special offers, built for you.

(And all the other Union members.)

A tailor-made home loan.

Flexible Home Loan with Member Packagefor owner occupiers

principal & interest loans only


While you maintain a member package and remain an owner occupier.
Maximum 80% LVR. Loan size $400k- <$700k.

Not your rate?

A custom-built credit card.


Variable rate on purchases.

We've taken our low rate credit card and cut the rate even more for Union members, slicing it from 11.99% p.a. on purchases to just 9.99% p.a5.

We give Union members more - by costing them less.

Built by you, for you.

ME is a different kind of bank. We're completely owned by industry super funds - and, just like those funds, we like to look after our own.

That's why we have special offers just for Union members, to help you get ahead.

be the first to know.

Keen to hear about our future special offers for Union members?

Sign up below and we'll keep you posted.


privacy statement.

We're asking for these details so we can tell you about products and services that may be of interest to you. You can read more about how we use and protect your personal information in the ME Privacy and Credit Reporting Policy.

the legal stuff.

(1) Member Package annual fee of $395 applies.

(2) Interest rate is current as at 25-Jun-2017 and is subject to change.

(3) A discount of 1.04%p.a. is offered to members off the applicable variable reference rate for Flexible Home Loans with a Member Package where (i) the primary loan purpose at application is owner occupied (ii) repayments are principal & interest (iii) and where the loan amount is less than or equal to 80% of the value of your property (“LVR”). (iv) the loan amount is from $400,000 to $699,000 and (v) the application is for a Only applies to new home loan applications received between 01-March-17 and 30-June-17 and settled by 30-Aug-17 with a loan amount from $400,000 to <$700,000. The discount cannot be used with any other rate promotion. Existing applications, interest only loans, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw this discount at any time. If you apply after the discount has been withdrawn the Flexible Home Loan with Member Package variable rate without discount (the reference rate) will apply.

(4) Comparison Rate based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

(5) Interest rate is current at 25-Jun-2017 and subject to change.
Cash advance fee, transaction fees and other fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.

This information is about products and services available to you as a union member. Your union and ME are not agents or representatives of one another. Your union does not accept responsibility or liability for any loss or damage caused by the products or services provided by ME. Your union does not receive any commissions as a result of members using ME products and services.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

Members Equity Bank Limited (ME) ABN 56 070 887 679 holds an Australian Credit Licence 229500 and is the provider of the credit products referred to above.

ME, Level 28, 360 Elizabeth Street, Melbourne VIC 3000, phone 13 15 63.