principle & interest loans only
We've sliced an extra 0.10% p.a. off the variable reference rate for.
the life of your loan, as long as you maintain a Member Package and remain an owner occupier.
Whether you’re buying your first home or refinancing, save on our rates – just make sure you apply via a ME mobile banker before 30 June 2017 and settle by 30 August 2017.
Flexible home loan with member package
($395 annual fee applies)
Rates below are inclusive of all discounts.
| Loan to value ratio (LVR)2 | variable interest rate3 for new loans. | Comparison rate4. |
|---|---|---|
| Loan amount less than $150,000 | ||
| LVR is 80% or less | 4.73% p.a. | 5.12% p.a. |
| LVR is above 80% and less than or equal to 90% | 4.73% p.a. | 5.12% p.a. |
| LVR is more than 90% | 5.08% p.a. | 5.47% p.a. |
| Loan amount $150,000 to <$400,000 | ||
| LVR is 80% or less | 3.84% p.a. | 4.25% p.a. |
| LVR is above 80% and less than or equal to 90% | 4.19% p.a. | 4.59% p.a. |
| LVR is more than 90% | 5.08% p.a. | 5.47% p.a. |
| Loan amount $400,000 to <$700,000 | ||
| LVR is 80% or less | 3.79% p.a. | 4.20% p.a. |
| LVR is above 80% and less than or equal to 90% | 4.09% p.a. | 4.50% p.a. |
| LVR is more than 90% | 5.08% p.a. | 5.47% p.a. |
| Loan amount $700,000 or more | ||
| LVR is 80% or less | 3.74% p.a. | 4.15% p.a. |
| LVR is above 80% and less than or equal to 90% | 3.99% p.a. | 4.40% p.a. |
| LVR is more than 90% | 5.08% p.a. | 5.47% p.a. |
ME is a different kind of bank. We're completely owned by industry super funds - and, just like those funds, we like to look after our own.
That's why we have special offers just for Union members, to help you get ahead.
This offer is only available by talking with a ME mobile banker, so why not get in touch?
Our Mobile Bankers will come to you, at your convenience. They'll explain the feature of our Flexible Home Loan and how our rates work.
Fill in the from below and a ME Mobile Banker will be in touch soon.
We're asking for these details so we can tell you about products and services that may be of interest to you. You can read more about how we use and protect your personal information in the ME Privacy and Credit Reporting Policy.
the legal stuff.
1. A 0.10% p.a. discount is offered to Union members off the applicable variable reference rate for a Flexible Home Loan with a Member Package where the primary loan purpose at application is owner occupied on new applications received between 01-Mar-17 and 30-Jun-17 and settled by 30-Aug-17. The discount applies for so long as you have a Flexible Home Loan with a Member Package and remain an owner occupier. It is not available for, interest only loans, investment loans, internal refinances, top-ups or variations of existing ME home loans.
This offer is only available on loans originated via a ME mobile banking manager. It is not made available on applications made through an independent mortgage broker.
2. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.
3. Interest rates are current as at 24-Jun-2017 and are subject to change.
4. Comparison Rates based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms, conditions, fees and charges apply. Applications are subject to credit approval.
This information is about products and services available to you as a union member. Your union and ME are not agents or representatives of one another. Your union does not accept responsibility or liability for any loss or damage caused by the products or services provided by ME. Your union does not receive any commissions as a result of members using ME products and services.
ME, Level 28, 360 Elizabeth Street, Melbourne VIC 3000, phone 13 15 63.