1. Member Package annual fee of $395 applies.
Home loan cash back offer terms and conditions
2. A $1,500 cash back offer is available to you as a member ofUnion
on new home loan applications or top ups and refinances of an existing ME home loan with a minimum new lending of $250,000 received between 01-Mar-19 and 31-Oct-19 and settled by 31-Jan-20. This offer only applies to the ME Basic Home Loan and Flexible Home Loan with Member Package. LVR must be less than 80%. Only one $1,500 cashback can be received per qualifying loan and cannot be used in conjunction with any other home loan offer. Ongoing salary deposits must be made into a ME Everyday Transaction Account (ETA) opened in the name of at least one of the borrowers on the loan account within 60 days of settlement. $1,500 will then be paid into the ME ETA within 30 days of salary deposit being applied. Terms, conditions, fees and charges apply. Applications are subject to credit approval. You should consider if these products are right for you.
3. Comparison Rates based on a loan of $150,000 for a term of 25 years
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.
5. Interest rates are current as at
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18-Jul-2019 and are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.
This offer is only available on loans originated via a ME mobile banking manager. It is not available on applications made through an independent mortgage broker.
This information is about products and services available to you as a union member. Your union and ME are not agents or representatives of one another. Your union does not accept responsibility or liability for any loss or damage caused by the products or services provided by ME. Your union does not receive any commissions as a result of members using ME products and services.
Terms, conditions, fees and charges apply. Applications are subject to credit approval.
Members Equity Bank Ltd ABN 56 070 887 679 (ME) holds Australian Credit Licence 229500 and is the provider of the credit products referred to above ME, Level 28, 360 Elizabeth Street, Melbourne VIC 3000, phone 1300 308 433.