Extra discounts.
Extra benefits.

Extra discounts.
Extra benefits.

As Union members, you have access to ME’s Member Benefits – a program designed to give you more from your banking.

Right now we’re giving Union members an extra 0.05% p.a. discount for the life of your loan when you refinance your external loan to a ME Flexible Home Loan with Member Package1.

To qualify you need to borrow a minimum of $250k when refinancing with an LVR of 80%4 or less and must be making principal and interest repayments.

How to get your discount.2

Get the discount.

Your extra 0.05% discount will be automatically added to your home loan.

Get the loan.

Arrange a time to speak to a ME home loan expert in person or on the phone.

Keep the discount.

Your discount applies for the life of your loan while you remain eligible.

Owner occupier principal and interest.

These rates are for owner occupier and inclusive of all discounts.

Investor principal and interest.

These rates are for investor and inclusive of all discounts.

Get in touch.

This offer is only available by talking with a ME Home Loan Specialist, so why not get in touch?

We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 8am-6pm (AEST/AEDT).

The legal stuff

The legal stuff

1. Member Package annual fee of $395 applies.

Home loan discount offer terms and conditions

2. 0.05%p.a. discount is available to you as a member of Union on external refinances with a minimum new lending of $250,000 received between 01-Jul-21 and 31-Oct-21 and settled by 31-Dec-21. This offer only applies to the ME Flexible Home Loan with Member Package. LVR must be less than 80% paying principal and interest. Only one 0.05%p.a. discount can be received per qualifying loan and cannot be used in conjunction with any other home loan offer. This offer is not available for, interest-only loans, internal refinances, top-ups, or variations of existing ME home loans.

3. Comparison Rates based on a loan of $150,000 for a term of 25 years

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.

5. Interest rates are current as at  24-Sep-2021 and are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.

This offer is only available on loans originated via a ME mobile banking manager. It is not available on applications made through an independent mortgage broker.

This information is about products and services available to you as a union member. Your union and ME are not agents or representatives of one another. Your union does not accept responsibility or liability for any loss or damage caused by the products or services provided by ME. Your union does not receive any commissions as a result of members using ME products and services.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.

Members Equity Bank Ltd ABN 56 070 887 679 (ME) holds Australian Credit Licence 229500 and is the provider of the credit products referred to above ME, Level 28, 360 Elizabeth Street, Melbourne VIC 3000, phone 1300 308 433.