$1500 cash back to spend however you like.2

$1500 cash back to spend however you like.2

As Union members, you have access to ME’s Member Benefits – a program designed to give you more from your banking.

Right now we’re giving Union members $1,500 cash back, to spend however you like, when you take out a new Basic Home Loan or Flexible Home Loan with a Member Package¹ with ME – and deposit your  pay into a ME Everyday Transaction Account. To qualify, you'll need to have a minimum loan size of $250k with an LVR of 80%⁴ or less and make principal & interest repayments.

This offer is open to owner occupiers and investors on variable, fixed interest, and split loans.

Speak to a ME Home Loan Specialist before 30 June 2019.

How to get your cash back.

Get the loan.

Apply for a ME Basic Home Loan or Flexible Home Loan with Member Package¹ before 30 June 2019 and settle by 30 September 2019.

Get the account.

If you don’t have one already, open a ME Everyday Transaction Account within 60 days of settling your loan.

Deposit your pay.

Deposit your salary into your ME Everyday Transaction Account.

Get your cash back.

ME will put $1,500 cash back into your account within 30 days of your salary hitting your account.

Owner occupier.

These rates are for owner occupier and inclusive of all discounts.


These rates are for investor and inclusive of all discounts.

Get in touch.

This offer is only available by talking with a ME Home Loan Specialist, so why not get in touch?

We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 8am-6pm (AEST/AEDT).

Built by you, for you. 

Built by you, for you. 
ME is a different kind of bank. We’re completely owned by industry super funds – and, just like those funds, we like to look after our own.

That’s why we have special offers just for Union members, to help you get ahead.

The legal stuff

The legal stuff

1. Member Package annual fee of $395 applies.

Home loan cash back offer terms and conditions

2. A $1,500 cash back offer is available to you as a member ofUnion on new home loan applications or top ups and refinances of an existing ME home loan with a minimum new lending of $250,000 received between 01-Mar-19 and 30-Jun-19 and settled by 30-Sep-19. This offer only applies to the ME Basic Home Loan and Flexible Home Loan with member Package. Repayments must be principal and interest and an LVR less than 80%. This offer is limited to one home loan application (including single or multiple applicants) and cannot be used in conjunction with any other home loan offer. Ongoing salary deposits must be made into a ME Everyday Transaction Account (ETA) opened in the name of at least one of the borrowers on the loan account within 60 days of settlement. $1,500 will then be paid into the ME ETA within 30 days of salary deposit being applied. Terms, conditions, fees and charges apply. Applications are subject to credit approval. You should consider if these products are right for you.

3. Comparison Rates based on a loan of $150,000 for a term of 25 years

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.

5. Interest rates are current as at  21-Apr-2019 and are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.

This offer is only available on loans originated via a ME mobile banking manager. It is not available on applications made through an independent mortgage broker.

This information is about products and services available to you as a union member. Your union and ME are not agents or representatives of one another. Your union does not accept responsibility or liability for any loss or damage caused by the products or services provided by ME. Your union does not receive any commissions as a result of members using ME products and services.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.

Members Equity Bank Ltd ABN 56 070 887 679 (ME) holds Australian Credit Licence 229500 and is the provider of the credit products referred to above ME, Level 28, 360 Elizabeth Street, Melbourne VIC 3000, phone 1300 308 433.