A home loan,
built for you.

(And all the other Union members.)

Flexible Home Loan
with Member Package

010 Discount

We've sliced an extra 0.10% p.a. off the variable reference rate for.
the life of your loan, as long as you maintain a Member Package.

Whether you’re buying your first home, refinancing or investing, save on our rates – just make sure you apply before 28 February 2017 and settle by 28 May 2017.

rates.

owner occupied.

Flexible home loan with member package
($395 annual fee applies)
Rates below are inclusive of all discounts.

Loan to value ratio (LVR)2
variable interest rate3 for new loans.Comparison rate4.
Loan amount less than $150,000
Any LVR 4.73% p.a. 5.12% p.a.
Loan amount $150,000 to <$400,000
LVR is 80% or less 3.84% p.a. 4.25% p.a.
LVR is above 80% and less than or equal to 90% 4.19% p.a. 4.59% p.a.
LVR is more than 90% 4.73% p.a. 5.12% p.a.
Loan amount $400,000 to <$700,000
LVR is 80% or less 3.79% p.a. 4.20% p.a.
LVR is above 80% and less than or equal to 90% 4.09% p.a. 4.50% p.a.
LVR is more than 90% 4.63% p.a. 5.03% p.a.
Loan amount $700,000 or more
LVR is 80% or less 3.74% p.a. 4.15% p.a.
LVR is above 80% and less than or equal to 90% 3.99% p.a. 4.40% p.a.
LVR is more than 90% 4.54% p.a. 4.94% p.a.

investor.

Flexible home loan with member package
($395 annual fee applies)
Rates below are inclusive of all discounts.

Loan to value ratio (LVR)2
variable interest rate3 for new loans.Comparison rate4.
Loan amount less than $150,000
Any LVR 4.73% p.a. 5.12% p.a.
Loan amount $150,000 to <$400,000
LVR is 80% or less 4.19% p.a. 4.59% p.a.
LVR is above 80% and less than or equal to 90% 4.39% p.a. 4.79% p.a.
LVR is more than 90% 4.73% p.a. 5.12% p.a.
Loan amount $400,000 to <$700,000
LVR is 80% or less 4.14% p.a. 4.55% p.a.
LVR is above 80% and less than or equal to 90% 4.29% p.a. 4.69% p.a.
LVR is more than 90% 4.73% p.a. 5.12% p.a.
Loan amount $700,000 or more
LVR is 80% or less 4.04% p.a. 4.45% p.a.
LVR is above 80% and less than or equal to 90% 4.19% p.a. 4.59% p.a.
LVR is more than 90% 4.73% p.a. 5.12% p.a.

Built by you, for you.

ME is a different kind of bank. We're completely owned by industry super funds - and, just like those funds, we like to look after our own.

That's why we have special offers just for Union members, to help you get ahead.

let's chat.

We've got Mobile Bankers who will come to you, at your convenience. They'll explain the feature of our Flexible Home Loan and how our rates work.

Fill in the from below and a ME Mobile Banker will be in touch soon.

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privacy statement.

We're asking for these details so we can tell you about products and services that may be of interest to you. You can read more about how we use and protect your personal information in the ME Privacy and Credit Reporting Policy.

the legal stuff.

1. Home Loan discount offer terms and conditions A 0.10%p.a. discount is offered to Union members off the applicable variable reference rate for a Flexible Home Loan with Member Package on new applications received between 02-Oct-2016 and 28-Feb-2017 and settled by 28-May-17. The discount applies for so long as you have a Flexible Home Loan with a Member Package. It is not available for construction loan refinances, internal refinances, top-ups or variations of existing ME home loans.

2. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.

3. Interest rates are current as at 25-Feb-2017 and are subject to change.

4. Comparison Rates based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.

This information is about products and services available to you as a union member. Your union and ME are not agents or representatives of one another. Your union does not accept responsibility or liability for any loss or damage caused by the products or services provided by ME. Your union does not receive any commissions as a result of members using ME products and services.


Members Equity Bank Ltd ABN 56 070 887 679 (ME) holds Australian Credit Licence 229500 and is the provider of the credit products referred to above

ME, Level 28, 360 Elizabeth Street, Melbourne VIC 3000, phone 13 15 63.

 
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