SaveME Savings Account.
Save yourself money, time and effort with ME's goal-oriented savings account, packed with smart features. Exclusive to the ME Go banking app.{sub-heading}
Tap into bonus savings with {banking-rates||sm2||rate}%p.a.1 interest from ME.
Bundle your SaveME Savings Accounts with a SpendME transaction account to earn bonus interest and reach your goals sooner by meeting the simple monthly criteria:
- Make at least four Visa Debit card purchases per month (settled, not pending) using your linked SpendME account.
- Bonus interest applies to balances up to $500,000.
The savings account that helps you save.
The SaveME account has been designed to help supercharge your savings. Meet the tools designed to help you spend and save better.
Separate your savings goals.
Open up to nine online savings accounts and name them after goals to keep you motivated.
Stay on budget.
Set spending limits on categories like groceries or going out.
Personalised insights and tracking.
Hit your savings goals sooner with personalised insights and goal tracking.
Round ME up.
Top up your savings with every tap (and without a thought) thanks to Round Ups.
Got multiple goals? Get multiple savings accounts.
Whether you're saving for Rome, renos or rainy days, you can create savings accounts for each of your life goals and name each of them.
*Our {banking-rates||sm2||rate}% p.a.1 interest rate applies to balances up to a combined balance of $500,000 on all SaveME accounts when you meet the bonus rate criteria.
SpendME and do good with every tap.
When you open a SaveME savings account, you'll also get a SpendME transaction account with a card that donates 1c to an aligned charity every time you tap your digital wallet.
Hit your next goal sooner with our highest interest savings account.
Whether your next big savings goal is a new home deposit, a holiday or a car, our high interest HomeME Savings Account can help with up to {banking-rates||hm3||rate}% p.a.2 bonus interest when you meet the monthly criteria.
Now...about that savings account bonus?
Ditch the piggy bank and get your savings account working for you. Here's an example of how you can earn interest on your savings.
Month 1 (e.g. January)
You make four settled transactions (tapping in store, or paying a bill etc) with your SpendME Visa debit card.
Month 2 (e.g. February)
ME calculates interest daily based on the closing balance in your SaveME account each day.
Month 3 (e.g. 1st March)
ME pays your bonus interest into each SaveME savings account on the first day of the month.
First Month.
To help you get started on reaching your savings goals, you'll start earning Bonus Interest straight away after opening your SaveME account (for new customers only). To continue to earn Bonus Interest each month, you'll need to meet the above Bonus Criteria.
Things you should know.
To open a ME Go account, you’ll need to be:
- over 14 years of age.
- an Australian resident with an Australian residential address.
- The account holder (applications cannot be completed and submitted by an Executor/Administrator/Power of Attorney/Legal Representative).
- Opening the account for personal use.
Your money's safe with ME.
Not only does our system constantly monitor your card to help prevent fraudulent behaviour, we've got loads of other security measures in place to help protect you.
Lock lost cards.
You can temporarily lock your Visa Debit card in the ME Go app if you think you may have misplaced it (or it’s in your pocket... again).
Government guarantee.
Your money is protected by the government guarantee, with up to $250,000 per person covered by the government’s Financial Claims Scheme.
Savings made safe.
One-time pins and biometric logins mean your hard-earned savings are always protected by a swipe or a smile.
Let's get real - saving money can be tough.
But with our insider knowledge and sweet hacks, you'll be a savvy saver stacking cash in no time.
How to set SMART savings goals.
Having trouble setting savings goals you can stick to?
Fast-track your savings.
Even if you're starting from scratch, a few easy steps can ramp up your savings in no time at all.
Save for an emergency fund.
An emergency fund can help cover the cost of any urgent and unexpected expenses.
Household money saving tips.
Here are some of our top money-saving tips for household expenses.
SaveME FAQs
How much does it cost to open a bank account?
What is a savings account?
How to calculate interest on my savings account?
How to open a savings account?
What's the best way to save money?
How does a savings account work?
What are the benefits of having a savings account?
Does ME Go support joint accounts?
Are there any monthly account keeping fees?
How do I qualify for bonus interest with my SaveME account?
The legal stuff.
- ME Go Terms of use.
- ME Go Deposit accounts terms & conditions
- ME Go Interest rates, transaction limits, fees & charges
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Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.
Interest rates current as at{current-date} and subject to change.
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