ME’s launched a new way to home loan.

ME Bank digital wallet displayed above a smartphone screen

bg-light-grey

We’re making home lending faster, easier, better for you and your clients.

Simpler and smoother process: A seamless application journey from start to finish.
Faster approvals: Automated upfront credit decisioning to reduce wait times.
Real-time updates: Stay informed with enhanced loan tracking from application to settlement.
Easy customer onboarding with ME Go app: Our highly rated banking app gives customers more control when managing their home loan for easy self-service.

Our many features are our best feature.

Choose from two shiny new home loans – from straightforward goodness with no annual fee, to a full-featured loan loaded with flexibility. Available exclusively on the ME Go app.

EconoME

Basic home loan goodness with all the flexibility and none of the annual fees.

{hlx-rates||97919||Rate}^% _p.a.{rate-display}

variable rate¹⁶
{hlx-rates||97919||Comparison Rate}^% _p.a.{rate-display}

comparison rate^*

No annual fees.

We’ve ditched annual fees so you can keep more of your money.
Low rate.

We keep our home loan rates competitive and our value good.
Pay your loan off sooner.

Unlimited additional payments on your variable rate home loan or up to $10,000 each year on your fixed rate loan and withdrawal during a variable rate period.

Learn more{button-group}

CompleteME

More flex, more frills, more ME for you.

{hlx-rates||97957||Rate}^% _p.a.{rate-display}

variable rate¹⁷
{hlx-rates||97957||Comparison Rate}^% _p.a.{rate-display}

comparison rate^*

100% offset account.

Link up to 10 SpendME accounts to lower your interest, all while doing good for the community.
Remix your loan.

Choose from variable, fixed (1-5 years), interest only home loans, or a mix of all of them.
Pay your loan off sooner.

Unlimited additional payments on your variable rate home loan or up to $10,000 each year on your fixed rate loan and withdrawal during a variable rate period.

Learn more{button-group}

Get up to $3,000 cashback.

Whether they’re buying a new home or refinancing, your clients could get up to $3,000 cashback with a ME home loan.

$3,000 cashback when they refinance from another lender, borrow $700,000 or more, and have a loan-to-value ratio (LVR) of 80% or less.⁶
$2,000 cashback when they buy a new home or refinance an eligible home loan with an LVR above 80% and a minimum loan size of $400,000.³⁷
Apply between 18/08/2026 and 28/02/2027 and settle within 120 days of the application date.

bg-light-grey

Their home loan in their hands with the ME Go app.

Give your customers the power to control their home loan right in the palm of their hands with our 4.5-star rated banking app.

Link up to 10 offset accounts.

Customers can open, link, and unlink up to 10 offset accounts per entity with a variable CompleteME home loan.

Loan detail visibility.

Customers can see next repayment, rate, term left, linked accounts and offset benefits at-a-glance.

Manage repayments.

Gives customers choice on repayment frequency, amount and repayment amount.

Understand their equity.

Their property's potential, in their pocket. Customers can see available equity anytime with the ME Go app.

The Portal.

The portal is your catch-all broker hub. It’s got everything you need, such as:

Documents, forms, calculators
The full credit policy and requirements
Pricing requests for new and existing customers.

[br]

Don’t have access? Talk to your Business Development Manager, and they'll sort you out.

Portal login

Policy niches.

Every client is different so get them on the right loan with our niche policies.

Debt consolidation.

There is no limit to the number of debts from credit cards and personal loans that can be consolidated into a home loan.¹⁰

All postcodes accepted.

All postcodes accepted provided a satisfactory valuation is held, the property is zoned residential, and connected by a vehicular bridge if located on an island.³¹

100% parental leave.

New and expecting parents can use 100% of leave for servicing.⁷ Parental leave gap is acceptable as long as capacity to service loan can be demonstrated over this period. This may include but is not limited to savings or investments held.