CompleteME Home Loan
The home loan that’s the complete package. Packed with all the features you could ever want, including up to 10 offset accounts. All managed from the ME Go banking app.{sub-heading}
Found the right home?
Get an interest rate that suits your lifestyle.
CompleteME
Our full-featured home loan with more flex, frills and more ME for you. Customised and controlled on the ME Go app.
100% offset account.
Your linked SpendME accounts double as an offset account to reduce the amount of interest you pay on your variable home loan.
Pay your loan off sooner.
Make additional payments without being slapped with fees. And if you’re on a variable home loan, you can dip into those extra repayments whenever.
Make ME yours.
Packed with features, built for flexibility. Customise with fix or split options and make CompleteME your own.
Manage ME from the palm of your hand.
We’ve dialled up the flexibility so you can take control of how and when you repay your home loan.
Easily manage:
- Which account we deduct repayments from (which you can also personalise the name of).
- Your repayment frequency – choose from weekly, fortnightly, or monthly.
- The exact day your monthly repayments are made – yep, it’s your call.
- Find out the latest features available on the ME Go banking app.
Pay less interest with 100% offset.
Every dollar in your SpendME account gets put to work reducing the interest on your linked variable home loan.
Open and link up to 10 SpendME accounts in the ME Go app.
And with every tap of your digital card, ME donates to charity. Good for you, great for your community.
Run ME through the rates
CompleteME’s competitive rates keep your repayments low to help your savings grow high.
Talk about complete value.
Owner Occupier Rates.
Principal and Interest - Variable <$150K
Principal and Interest - Variable $150K - $400K
Principal and Interest - Variable $400K - $700K
Principal and Interest - Variable >$700K
Principal and Interest - Fixed Rate
Run ME through the rates
CompleteME’s competitive rates keep your repayments low to help your savings grow high.
Talk about complete value.
Investor Rates.
Principal and Interest - Variable <$150K
Principal and Interest - Variable $150K - $400K
Principal and Interest - Variable $400K - $700K
Principal and Interest - Variable >$700K
Principal and Interest - Fixed Rate
Run ME through the rates
CompleteME’s competitive rates keep your repayments low to help your savings grow high.
Talk about complete value.
Interest Only Rates.
Owner Occupier - Variable <$150K
Owner Occupier - Variable $150K - $400K
Owner Occupier - Variable $400K - $700K
Owner Occupier - Variable >$700K
Owner Occupier - Fixed Rate
Investor - Variable <$150K
Investor - Variable $150K - $400K
Investor - Variable $400K - $700K
Investor - Variable >$700K
Investor - Fixed Rate
Fees and other important deets
For a full list of fees and charges that could apply please refer to our lending guide for fees and charges.
Loan details at a glance.
Upfront fees
| Fragment |
| /fragment/home-loans/completeme/fees/upfront-fees |
Depending on how you use your loan, you may have to pay other fees and charges.
Contact ME.
Have home loan questions? We offer a number of ways to get in touch with us for high quality support.
Join ME.
Want to find out more? Just let us know a few things about yourself and we will be in touch.
Not happy with ME?
If we don’t meet your expectations, we want you to tell us what happened and how we can improve.
Doing it tough?
If something unexpected has you struggling to make your repayments, get in touch.
FAQ's
What kind of home loan is CompleteME?
What is the difference between a CompleteME and EconoME home loan?
How do I apply for a CompleteME Home Loan?
Help ME do the maths.
Ready to crunch some numbers? Compare your options with these handy calculators.
Borrowing power.
Suss out your borrowing capacity so you can start planning that house purchase.
Loan repayments.
Weigh up your home loan options to see how much your repayments could be.
Stamp duty.
Stamp duty differs from state to state. Find out how much you could be up for.
Keen to learn more?
Explore The Feed. From home loans to general finance, get better at money with ME.
The home buying process.
Learn these 10 steps to becoming a homeowner, from budgeting to moving in.
Nailing your application.
Grab a pen and note down our 9- step checklist. Or just call ME instead.
EconoME
Looking for a more basic home loan with all the flexibility but less of the frills?
EconoME offers all the essentials without any excess baggage, giving you everything you need (and nothing you don’t). Pay no annual fees, and manage it conveniently from the ME Go banking app.