Changing your home loan repayment amount.

If your home loan has a variable rate, you can change your regular repayment amounts at any time using internet banking.

The only restriction? You can’t reduce the amount below your required minimum repayment. If you want to lower your minimum repayment, and you have redraw available on your loan, you can contact us to permanently absorb your redraw (also known as your 'advance position'). Once we do this, your redraw amount will be permanently paid back towards the balance of your loan – so make sure you think about it before getting in touch.

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Internet banking

Here’s how to change up your repayments:

1. Log in to internet banking and select your home loan account.
2. Click on the grey ‘details’ box to expand it, then click ‘more details’.
3. Go to the bottom of the page and click ‘change’.
4. Enter the new amount want to pay in the ‘new repayment amount’ field.
5. Hit ‘continue’ to confirm the change.

 
Here’s a quick demo on how it’s done: