5 tips to stay safe while shopping online.

28 October 2026

Today it feels like online shopping is the only way to shop. In fact, more than a third of Australian online shoppers are adding to cart weekly.

But while it’s easier than ever to shop what you want, it’s also even easier to be swindled or scammed. According to Scamwatch, Aussie shoppers lost more than $27 million to online shopping scams in 2025.

As online shopping weaves its way into our regular routines, it’s important to stay vigilant – especially during the busy holiday season.

Here are 5 things you can do to shop safely online.

1. Avoid dodgy payment options.

All trusted online sellers and stores should offer secure payment options like PayPal, SecurePay, Stripe, Apple or Google Pay to name the most popular.

If you haven’t heard of the payment option on offer, a quick Google search will help you determine if it’s safe or not.

While ME loves a good second-hand bargain (hello eco-warriors, we see you!) on buy and sell sites like Marketplace or Depop, make sure you use old-fashioned cash on pick up or a trusted payment platform.

There is always the risk of items not being delivered, or as a seller – having a buyer that never pays or sends a fake payment confirmation. So, if a seller asks you to transfer funds directly, be cautious – it could be a scam.

2. Beware of bargain basement pricing.

There’s nothing more satisfying than saving a few bucks when it comes to shopping. However, if an item is advertised at a price that’s ridiculously cheap and much lower than other online stores, it could be a fake trader.

The product may also be a fake, with mobile phones, concert tickets and sneakers being the most popular items for scammers to dupe.

3. Double check social media stores.

Thanks to AI and the advertising and targeting available on these platforms, TikTok, Instagram and Facebook are awesome ways to find things you never knew you needed. But be wary; they’re also a scammer’s paradise. If the store is new, its prices are very low, or there is limited information about the company – do your research before you checkout.

It always pays to search for reviews, genuine customer comments, previous sales and the store’s history – because it may not be a legitimate business.

4. Get the lowdown on new scams.

Not sure what’s legit and what isn’t? It can be hard to tell. From phishing to investment and romance scams, scammers are getting much more sophisticated with ways to take your money.

If you want to stay in the know about current scams doing the rounds, you can visit our Security Hub or visit the ScamWatch website.

5. Check your statements regularly.

It sounds obvious, but many of us only check our statements monthly or quarterly. By scanning your accounts using internet banking or your mobile app, you’ll notice fraudulent charges sooner and help prevent further unauthorised activity.

While scammers may be getting savvier, online retailers and financial institutions like ME are doing more to help avoid and rectify these kinds of security breaches.

Be safe with ME.

Feel like something phishy’s going on? Find out about the latest scams, and how to protect yourself with ME.

Visit our Security Hub