An offset account that does good for your home. And your hood.

Link up to 10 SpendME Accounts to your variable rate CompleteME home loan and enjoy 100% interest offset.

Meaning less interest for you—and with every tap, ME donates 1c to charity. It’s money that works hard for your loan and your local community.
Learn more

 

More features than a rap album.

Spending is an everyday part of life, which is all the more reason to get more out of an everyday bank account with every transaction.

Manage ME on the move.

ME has squeezed an entire bank into the ME Go app, making it easy to manage your money on the go, right from the palm of your hand.

No monthly account keeping fees.

ME supports digital wallets and wearables for Apple, Google and Samsung devices. Pay securely anywhere, anytime – and forget your wallet on purpose.

No international transaction fees.

Say adios and au revoir to foreign transaction fees from ME when you spend or withdraw cash overseas.
 

Osko and PayID.

Send and receive money instantly to and from your SpendME account with just a phone number or email. Bye bye BSB's and account numbers.

Meet our charity partners. 

Good causes that you can support with every digital tap.

Learn more 
AWC

ME supports conservation efforts by the Australian Wildlife Conservancy, giving hope to our nation’s wildlife and their habitats.

Find out more

Beyond Blue

ME supports Beyond Blue’s 24/7 support service so Australians can speak with a trained mental health professional at no charge.

Find out more

Minus18

ME’s partnered with Minus18 to support LGBTQIA+ youth and transform communities through education, training and resources.

Find out more

NBCF

For 10+ years, ME’s supported the National Breast Cancer Foundation and raised $2m+ for research through our pink debit card.

Find out more

Orange Sky

ME partners with Orange Sky to provide Melbournians experiencing homelessness with warm showers, clean clothes and conversation.

Find out more

Become a Do Gooder today.

Find out more about each of the five important Australian charities we've partnered with, to help you choose who you'd like to support.

Become a Do Gooder today.

Find out more about each of the five important Australian charities we've partnered with, to help you choose who you'd like to support.


 

Get Go’ing in 5 mins.

Open a new account directly in the ME Go app in minutes or apply online now.

 

Apply online

Open your new SpendME account in minutes via our online application.

Get started online

 

App Store.

Grab your phone search for ME GO in the App Store. Compatible with smartphone devices running iOS 14.0+.

Google Play.

Grab your phone search for ME GO in Google Play. ME Go banking app is Compatible with smartphone devices running Android™ 9.0+

Open an account in minutes.

It takes approximately 5 minutes to apply and have your card ready to use in a digital wallet.

To open a ME Go account,
you’ll need to be:

  • over 14 years of age.
  • an Australian resident with an Australian residential address.
  • opening the account for personal use.
  • the account holder (applications cannot be completed and submitted by an Executor / Administrator / Power of Attorney / Legal Representative).

What happens next?

  • If we can verify you online, your account will open instantly – you can start using your account today.
  • If we cannot verify your identity online via our online verification tool, you will need to go to Australia Post and verify in person.

Important note:

The SpendME account can only be linked as an offset account to CompleteME home loans.

Have home loan questions? We offer a number of ways to get in touch with us for high quality support.

Want to find out more? Just let us know a few things about yourself and we will be in touch.

Enquire now

Monday to Friday 8am–8pm
Saturday 9am–5pm
(AEDT) Excluding public holidays.

1300 540 181

The legal stuff.

The legal stuff.

Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.

Visa is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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