SpendME Everyday
Transaction Account.
With instant payments, no international transaction fees19 and your choice of 5 different charities to support. Get Go'ing in 5 minutes today.{sub-heading}
Good spending starts with SpendME.
Sign up to a SpendME Transaction Account and you can say sayonara, adios and arrivederci to international transaction fees.19 Plus, every time you tap your SpendME digital card, we donate 1c to charity. Feel good knowing you’re doing the right thing and feel better knowing ME donates on your behalf. And of course, SpendME has no account-keeping fees.
More features than a rap album.
Spending is an everyday part of life, which is all the more reason to get more out of an everyday bank account with every transaction.
No monthly account keeping fees.
ME supports digital wallets and wearables for Apple, Google and Samsung devices. Pay securely anywhere, anytime – and forget your wallet on purpose.
No international transaction fees.19
Say adios and au revoir to foreign transaction fees from ME when you spend or withdraw cash overseas.
Osko and PayID.
Send and receive money instantly to and from your SpendME account with just a phone number or email. Bye bye BSB's and account numbers.
Manage ME on the move.
ME has squeezed an entire bank into the ME Go app, making it easy to manage your money on the go, right from the palm of your hand.
Ditch international fees for good.
Say adios, arrivederci and au revioir to international transaction fees when you travel abroad with SpendME.19 That means not getting slugged with extra charges for purchases made overseas. Save those dollars, dong and dineros for your holiday!
With A SpendME Transaction Account, you'll also get:
- $0 account keeping fees
- $0 ATM fees at over 10,000 locations, no need to pay money to get money.6
Travel money goes further with SpendME
Say adios to international transaction fees with a SpendME everyday debit card.19
Find out what you could spend that money on instead.
*Based on a 3% foreign transaction fee charged by some card providers. Other fees and charges may apply. All dollar values are in AUD
Lunch in the USA
AUD equivalent.
$100
Foreign transaction fee you wont pay with SpendME.*
$3
What you can buy instead.
A subway fare home.
Car hire in Italy
AUD equivalent.
$500
Foreign transaction fee you wont pay with SpendME.*
$15
What you can buy instead.
A few slices of Neapolitana
from the birthplace of pizza.
Ski pass in Japan
AUD equivalent.
$300
Foreign transaction fee you wont pay with SpendME.*
$9
What you can buy instead.
A bowl of your favourite Ramen.
Budgeting tools that help you spend smarter.
- Spending Tracking – Gives you a snapshot of what you’re spending on fast food or fashion to see where you can rein it in.
- Bill Tracker – Never pay a bill late again with this handy tool that alerts you to upcoming bills so you can budget accordingly.
Meet our charity partners.
Good causes that you can support with every digital tap.
For 10+ years, ME’s supported the National Breast Cancer Foundation and raised $2m+ for research through our pink debit card.
ME’s partnered with Minus18 to support LGBTQIA+ youth and transform communities through education, training and resources.
ME supports conservation efforts by the Australian Wildlife Conservancy, giving hope to our nation’s wildlife and their habitats.
ME partners with Orange Sky to provide Melbournians experiencing homelessness with warm showers, clean clothes and conversation.
ME supports Beyond Blue’s 24/7 support service so Australians can speak with a trained mental health professional at no charge.
Things you should know.
To open a ME Go account, you’ll need to be:
- over 14 years of age.
- an Australian resident with an Australian residential address.
- the account holder. (Applications cannot be completed and submitted by an Executor/Administrator/Power of Attorney/Legal Representative.)
- opening the account for personal use.
Bundle your accounts.
Smash your Go'als.
Whether you want to budget like a boss, or save for a home (or anything else), there’s a savings account for everyone in the ME Go Banking app. Bundle your savings accounts with a SpendME Transaction Account to help you get more from your money, all conveniently on the Go.
Hit your next goal sooner with our highest interest savings account.
Whether your next big savings goal is a new home deposit, a holiday or a car, our high interest HomeME Savings Account can help with up to {banking-rates||hm3||rate}% p.a.2 bonus interest when you meet the monthly criteria.
Get a savings boost of up to {banking-rates||sm2||rate}% p.a.1 interest.
Get a savings boost with a SaveME account bundle, featuring a Savings Account and a linked transaction account. You can spend, save and earn {banking-rates||sm2||rate}% p.a.1 interest when you make four settled transactions each month using the Visa Debit Card linked to your SpendME account held in the same name. Talk about taking control of your financial future.
Your money’s safe with ME.
Not only does our system constantly monitor your card to help prevent fraudulent behaviour, we’ve got loads of other security measures in place to help protect you:
Lost your card?
You can temporarily lock your card in the ME Go app if you think you may have misplaced it (or it’s in your pocket... again).
Government guarantee.3
Your money is protected by the government guarantee, with up to $250,000 per person covered by the government’s Financial Claims Scheme
Your savings’s safe with ME.
One-time pins and biometric logins mean your hard-earned savings is always protected by a swipe or a smile.