A whole new way to home loan with ME
Introducing two brand new, fully digital home loans exclusive to the ME Go app. {sub-heading}
I’m looking to...
EconoME
Basic home loan goodness with all the flexibility and none of the annual fees.
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- No annual fees. We’ve ditched annual fees so you can keep more of your money.
- Low rate. We keep our home loan rates competitive and our value good.
- Pay your loan off sooner. Unlimited additional payments on your variable rate home loan or up to $10,000 each year on your fixed rate loan and withdrawal during a variable rate period.
CompleteME 15
More flex, more frills, more ME for you.
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- 100% offset account. Link up to 10 SpendME accounts to lower your interest, all while doing good for the community.
- Remix your loan. Choose from variable, fixed (1-5 years), interest only home loans, or a mix of all of them.
- Pay your loan off sooner. Unlimited additional payments on your variable rate home loan or up to $10,000 each year on your fixed rate loan and withdrawal during a variable rate period.
Find our home loan rates.
Whether your an owner occupier, investor or on a legacy loan, all our home loan rates can be found in the one handy place. {sub-heading}
Get your fixed rate fix.
Craving some certainty? Have peace of mind knowing what your repayments will be with a fixed rate home loan. {sub-heading}
Both EconoME and CompleteME feature the option to fix your rate from one to five years. {sub-heading}
Get up to $3,000 cashback.
Whether you're buying a new home or refinancing, you could get up to $3,000 cashback with a ME home loan.
- Get $3,000 cashback when you refinance from another lender, borrow $700,000 or more, and have a loan-to-value ratio (LVR) of 80% or less.6
- Get $2,000 cashback when you buy a new home or refinance an eligible home loan with an LVR above 80% and a minimum loan size of $400,000 and LMI payable.37
- Apply between 18/08/2026 and 28/02/2027 and settle within 120 days of the application date.
Your home loan in your own hands.
Have the power to control your home loan right in the palm of your hands. {sub-heading}
View, manage and customise your home loan, right from the ME Go app. {sub-heading}
View all your loan details.
See your next repayment, rate, term left, linked accounts, and offset benefits at-a-glance.
Stalk your equity.
Your property’s potential, in your pocket. See your available equity anytime with the ME Go app.
Link up to 10 offset accounts.
Open, link and unlink up to 10 offset accounts to a variable CompleteME home loan and use your savings to lower the amount of monthly interest you pay.
Our home loan calculators.
Determine the loan, get the home – compare your options with these four simple yet practical calculators.
Borrowing power.
Learn your limits - suss out your borrowing capacity so you can start planning that purchase.
Loan repayments.
Weigh up your home loan options to see how much your repayments could be.
Refinancing.
There are a number of reasons why refinancing your home loan could be a great idea - the biggest being financial.
Stamp duty.
Stamp duty differs from state-to-state, find out how much you could be up for with our handy calculator.
Good chat.
Have home loan questions? We offer a number of ways to get in touch with us for high-quality support.
Get a fast decision on your home loan and full support from ME mobile bankers who are ready to help you at every step of your application.
Already a customer?
For existing home loan support, talk to ME.
Doing it tough?
FAQ's
What is the best loan option for first home buyers?
How much deposit do you need for a home loan?
It is worth noting that the higher your deposit, the lower your principal will be. This means that the size of your loan will be smaller the higher your deposit.
Fixed interest rate vs variable interest rate.
A variable rate can change with the home loan market, which can push rates up or down. That can be good for you if rates are getting cheaper, or it can increase your expenses if rates go up.