Invest in the right
home loan.
Great rates and flexible features are just the beginning with ME.{sub-heading}
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Variable rate
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CompleteME Home Loan
New investor, principal and interest, ≤60% LVR, loan size $400k+
Get up to $3,000 cashback.
Whether you're buying a new home or refinancing, you could get up to $3,000 cashback with a ME home loan.
- Get $3,000 cashback when you refinance from another lender, borrow $700,000 or more, and have a loan-to-value ratio (LVR) of 80% or less.6
- Get $2,000 cashback when you buy a new home or refinance an eligible home loan with an LVR above 80% and a minimum loan size of $400,000.37
- Apply between 18/08/2026 and 28/02/2027 and settle within 120 days of the application date.
What do we have to offer?
Get a home loan that suits your lifestyle.
- 1300 540 181
- Chat to our dedicated team about a new or existing home loan.
We're available to help from:
- Monday to Friday 8am-8pm (AEDT)
Saturday 9am-5pm (AEDT)
(We take national public holidays off.)
EconoME
Basic home loan goodness with all the flexibility and none of the annual fees.
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- No annual fees. We’ve ditched annual fees so you can keep more of your money.
- Low rate. We keep our home loan rates competitive and our value good.
- Pay your loan off sooner. Unlimited additional payments on your variable rate home loan or up to $10,000 each year on your fixed rate loan and withdrawal during a variable rate period.
CompleteME15
More flex, more frills, more ME for you.
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- 100% offset account. Link up to 10 SpendME accounts to lower your interest, all while doing good for the community.
- Remix your loan. Choose from variable, fixed (1-5 years), interest only home loans, or a mix of all of them.
- Pay your loan off sooner. Unlimited additional payments on your variable rate home loan or up to $10,000 each year on your fixed rate loan and withdrawal during a variable rate period.
Your home loan in your own hands.
Have the power to control your home loan right in the palm of your hands.
View, manage and customise your home loan, right from the ME Go app.
Link up to 10 offset accounts.
Open, link and unlink up to 10 offset accounts to a variable CompleteME home loan and use your savings to lower the amount of monthly interest you pay.
Stalk your equity.
Your property’s potential, in your pocket. See your available equity anytime with the ME Go app.
View all your loan details.
See your next repayment, rate, term left, linked accounts, and offset benefits at-a-glance.
EconoME Home Loan
Explore our investor interest rates for an EconoME Home Loan.
Principal and Interest - Variable <$150K
Principal and Interest - Variable ≥$150K
Principal and Interest - Fixed Rate
Interest Only - Variable <$150K
Interest Only - Variable ≥$150K
Interest Only - Fixed
CompleteME Home Loan
Explore our investor interest rates for a CompleteME Home Loan.
Principal and Interest - Variable <$150K
Principal and Interest - Variable ≥$150K - <$400K
Principal and Interest - Variable ≥$400K - <$700K
Principal and Interest - Variable ≥$700K
Principal and Interest - Fixed Rate
Interest Only - Variable <$150K
Interest Only - Variable ≥$150K - <$400K
Interest Only - Variable ≥$400K - <$700K
Interest Only - Variable ≥$700K
Investor - Fixed Rate
Chat with ME about a new home loan.
Booking a time is fast and simple.
Start with a quick, no obligation chat at a time that works for you.
Our home loan experts will aim to contact you within 24 hours.
Alternatively, you can call us on 1300 843 064.
We’re available to help from
Monday to Friday 8am-8pm (AEST/AEDT)
Saturday 9am-5pm (AEST/AEDT)
Excluding public holidays
Need help with an existing loan?
Already have a ME home loan? Visit our Home Loan Help Centre for helpful information and self-service options. If you can't find what you're looking for, give ME a call on 13 15 63. It's the quickest way to get the help you need from our team.
Home Loan Help Centre{small-button}
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Good chat.
Have home loan questions? We offer a number of ways to get in touch with us for high quality support.
Join ME.
Want to find out more? Just let us know a few things about yourself and we will be in touch.
Meet ME.
Find a local home loan specialist in your area – then meet in a way that best suits you.