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Get offset to a great start with ME’s
Everyday Transaction Account.

Exclusive to ME Flexible Home Loan customers, our Everyday Transaction Account can be linked as a 100% offset account, with no monthly account-keeping fees.
Learn more

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Looking for a good home loan offer?

Check out ME's low rates and special offers for:

Compare our home loans.


Must be more than $40,000

Must be less than $10,000,000


Lenders Mortgage Insurance (LMI) may apply

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Find our home loan rates glasses

Find our home loan rates.

Whether your an owner occupier, investor or on a legacy loan, all our home loan rates can be found in the one handy place.

Owner occupier rates

Investor rates

Legacy loan rates

Contact ME.

We keep our call centre in Australia,so we can focus on providing a high level of service and support to our customers.


Talk to ME.

We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 8am-6pm (AEST/AEDT)

1300 540 181


Call ME later.

Set up a time that works for you. Our specialists can call, video chat or even do a home visit.

Book in with ME.


Meet ME.

Find a local home loan specialist in your area – then meet in a way that best suits you.

Meet our bankers.

Help & support.

Need more help?
We got you


Get more from your ME loan: shape your loan options to suit your life.

Work your loan


Need to adjust your repayments? You can do it right now using internet banking.

Change your repayments

Doing it tough.

If something unexpected has you struggling to make your repayments, get in touch.

Financial hardship


The legal stuff.

The legal stuff.

*Member Package annual fee of $395 applies.

Home loan terms and conditions
  1. Interest rates are current as at  15-Jun-2024 and is are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.
  2. Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. For variable loans with interest only repayments, the comparison rates are based on an initial 5 year interest only period. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for fixed loans with interest only repayments are based on the interest- only period being equal to the fixed rate term.
  3. A current fixed rate can be secured for 90 days by paying a $500 rate lock request fee. At settlement you will get the better of the two rates.
  4. The repayments quoted in this calculator are based on the inputs that you have populated and should be used as a guide only. When calculating repayments for a variable interest rate, we have assumed that the rate stays the same for the duration of the loan term, as we cannot predict future rate changes. The repayments quoted for fixed interest rates are only applicable for the duration of the initial fixed rate period. Any applicable fees and charges or other amounts that may be charged to your loan (e.g. Lenders Mortgage Insurance if you are borrowing more than 80% of the value of your property) have not been included in these calculations.
  5. Solicitor, valuation and agent fees may apply.

    Terms, conditions, fees and charges apply. Applications are subject to credit approval.
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