We've announced changes to our lending interest rates following the RBA's rate cut. Learn more. Learn more.

Need help finding your rate? 

Need help finding your rate? 

Big decisions like a new home loan don’t happen overnight. Start with a quick no obligation chat at a time that works for you.

Speak to a ME home loan expert to get an accurate understanding of how we can help.

Book in a chat with ME

EconoME Home Loan

Explore our interest rates for an EconoME Home Loan.

We've launched a whole new way
to home loan.

Find out more

CompleteME Home Loan

Explore our interest rates for a CompleteME Home Loan. 

We've launched a whole new way
to home loan.

Find out more

Basic Home Loan

Explore our interest rates for a Basic Home Loan. 

Flexible Home Loan

Explore our variable and fixed interest rates for a Flexible Home Loan. 

Flexible Home Loan
with
Member Package4

Explore our variable and fixed interest rates for a Flexible Home Loan with Member Package4

 
Reference Rates
Need to see our Variable Reference rates?

See all reference rates

 
Owner Occupier
Rates to get you home.

See our rates

 
Investor
Rates for the go-getter.

See our rates

 
Retro
Rates for old school loans.
These rates are no longer offered.

See our rates

Want to find out more?
Just let us know a few things about yourself
and we will be in touch.

Enquire now

Monday to Friday 8am–8pm
Saturday 9am–5pm
(AEDT) Excluding public holidays.

1300 540 181

Sussing out which home loan
suits you best? Try our handy home loan
comparison calculator.

Calculate now

The legal stuff.

The legal stuff.

Interest rates are current as at 15-Jun-2025 and subject to change.

  1. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100. The LVR value compares the amount you have owning on your home loan against the actual value of your property. For example, if your property was valued at $400,000 and your loan amount was $340,000, your LVR would be 85%.
  2. The variable interest rate may include a discount or margin that is applied to the product’s variable base rate/reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.
  3. Home Loan comparison rates calculated on a loan of $150,000 for a term of 25 years, repaid monthly. For variable loans with interest only repayments, the comparison rates are based on an initial 5 year interest only period. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Fixed rate comparison rates only apply for loans with a loan amount of $150,000 to less than $400,000. The comparison rates for fixed loans with interest only repayments are based on the interest only period being equal to the fixed rate term.
  4. Member Package annual fee of $395 applies.
Terms, conditions, fees and charges apply. Applications are subject to credit approval. Solicitor, valuation and agent fees may apply.
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