Home loan interest rates.
All the interest rates, all the time. {sub-heading}
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Let’s break down the home loan rates jargon.
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Our home loan calculators.
Learn more than just our rates, with our home loan calculators. Our four simple yet practical calculators can help you discover more about your home loan journey.
Borrowing power.
Learn your limits - suss out your borrowing capacity so you can start planning that purchase.
Loan repayments.
Weigh up your home loan options to see how much your repayments could be.
Refinancing.
There are a number of reasons why refinancing your home loan could be a great idea - the biggest being financial.
Stamp duty.
Stamp duty differs from state-to-state, find out how much you could be up for with our handy calculator.
FAQs
What is LMI?
If you’re borrowing more than 80 per cent, you’ll probably also have to pay for Lenders Mortgage Insurance (LMI). That’s a policy that protects the lender if you default on your loan.
It's an extra cost, but it can be your ticket in – so just be aware of what’s best for you.
It's an extra cost, but it can be your ticket in – so just be aware of what’s best for you.
What is LVR?
Loan-to-value ratio (LVR) is the amount of your loan as a percentage of the value of the property. For example, borrowing $340,000 to buy a $400,000 property gives you an LVR of 85 per cent. Having a lower loan-to-value ratio is better as it is a smaller risk to the bank or lender if you default on your loan. This means you’ll also avoid the costs that come with a lower deposit and you might even get access to a better rate.