Owner Occupier Principal & Interest.

Owner Occupier Interest Only

Investor1 Principal & Interest

Investor1 Interest Only

Variable Reference Rates

Variable Reference Rates

Need to see our Variable Reference rates? Find them here.

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The legal stuff.

The legal stuff.

Interest rates are current as at 8am 26-Mar-2019 and subject to change.

*Investment loan purpose includes but is not limited to, funds for shares, land, construction or an established dwelling (including refinance of investment loans) for investment purposes. For loans with mixed purpose, investment rates apply where a loan is used predominantly (greater than 50%) for investment purposes.

  1. Investment loan purpose includes but is not limited to, funds for shares, land, construction or an established dwelling (including refinance of investment loans) for investment purposes. For loans with mixed purpose, investment rates apply where a loan is used predominantly (greater than 50%) for investment purposes.
  2. Home Loan comparison rates calculated on a loan of $150,000 for a term of 25 years, repaid monthly. For variable loans with interest only repayments, the comparison rates are based on an initial 5 year interest only period. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for fixed loans with interest only repayments are based on the interest only period being equal to the fixed rate term.
  3. Ultimate Offset Account - Fixed rates are only available on split loans and part of the split loan must have a variable rate. The comparison rate example given assumes that the loan is split 50/50 between variable rate and fixed rate portions.
  4. Member Package annual fee of $395 applies.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.