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Home Loans

Check out our home loan products.

Get a home loan that suits your lifestyle.

See all rates

Basic

A no-nonsense, variable rate loan.

  Low variable rate. Keep it simple with our no-frills, award winning home loan.

 
  Fee-free redraw. Get cash for emergencies (minimum $500).

 
  No annual or monthly fees. No need to worry about any extra addons.



Variable rates from
5.88% p.a.1 Interest rate
5.90% p.a.2 Comparison rate

Flexible + Member package*

Get a lower variable or fixed rate and a swag of features for $395 (p.a).

  Flexibility. Go variable, or fix for 1-5 years, or split your loan or do both.

 
  Offset account. Let your savings reduce your interest repayments.

 
  Fee-free redraw. Get cash for emergencies (minimum $500).


Fixed rates from
5.14% p.a.1 Interest rate
6.25% p.a.2 Comparison rate

Chat with ME about a new home loan. 

Get in touch with our team of home loan experts to help you through the process of buying a house. Find out which home loan is the right one for you.

Booking a time is fast and simple.

Our home loan experts will aim to call at your preferred time (otherwise within 24 hours).

Alternatively, you can call us now on 1300 843 064.

We’re available to help from
Mon–Fri 8am–8pm (AEST/AEDT)
Sat 9am–6pm (AEST/AEDT)

Chat with ME about a new home loan. 

Get in touch with our team of home loan experts to help you through the process of buying a house. Find out which home loan is the right one for you.

Booking a time is fast and simple.

Our home loan experts will aim to call at your preferred time (otherwise within 24 hours).

Alternatively, you can call us now on 1300 843 064.

We’re available to help from
Mon–Fri 8am–8pm (AEST/AEDT)
Sat 9am–6pm (AEST/AEDT)

Home buying tips & tricks.

Everything you need to know about buying a home.

Saving for a deposit.

Let’s break it down: how much do you really need to save to buy your dream home?
 


Find out about saving for a deposit

Prep for success.

We’ve broken down the home buying process down into bite-sized chunks to give you a clear overview of what to expect.


The home buying process

Settlement day.

Winning at auction is an extremely exciting, nerve-racking and memorable day. Learn more about what happens on settlement day.


Prepare for settlement day

Contact ME.

We keep our call centre in Australia,so we can focus on providing a high level of service and support to our customers.
 



 

Talk to ME.

We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 9am-6pm (AEST/AEDT)

1300 540 181


 

Call ME later.

Set up a time that works for you. Our specialists can call, video chat or even do a home visit.

Book in with ME.


 

Meet ME.

Find a local home loan specialist in your area – then meet in a way that best suits you.

Meet our bankers.

FAQ's.

The legal stuff.

The legal stuff.
Terms, conditions, fees and charges apply. Applications are subject to credit approval.

*Member Package annual fee of $395 applies.

(1) Interest rate is current at  22-May-2025 and is subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.

(2) Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for interest only fixed loans are based on the interest-only period being equal to the fixed rate term.

(3) Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.​

(4) Each offset account must be linked to a separate variable rate facility (maximum 8 permitted).
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ME Bank – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence Number 244616. | Registered Address: Level 3, 100 Skyring Terrace, Newstead, Queensland 4006.