Let ME help you.

Let ME help you.

Life can take unexpected turns that sometimes make it difficult for you to maintain your account repayments. Perhaps you have lost your job, suffered an illness or injury or have been impacted by a natural disaster like a bushfire, cyclone or flood.

If you find yourself with financial hardship, we encourage you to talk to us as soon as possible about how your change in circumstances is impacting your financial position. 

We have a dedicated hardship assistance team that, in many instances, can make a temporary arrangement to help get you back on your feet.

Getting back on track.

When you speak with us, it is important for you to be as open and realistic as you can be about your financial position. In turn, we will be compassionate in trying to understand your situation and discussing ways we can help.

Contact us

Reach out to us as early as possible. The sooner you contact us, the sooner we can try to help. The best way to let us know about your situation is to call ME on 13 15 63

Monday to Friday 8am – 8pm (AEST/AEDT)

Saturday 9am – 5pm (AEST/AEDT)

Contact us

We'll get back to you

We will assess your current financial position and look at the best solution to help you overcome your financial hardship and get you back on track.

Alternative options

You can also use live chat in internet banking or the National Relay Service and TIS

How we can help.

ME offers a range of support options and the assistance provided will depend on your individual circumstances and needs. 

After speaking with someone from our hardship assistance team, we will assess your current financial position and try and work out the best solution to help get you back on track.

What if you are not satisfied?

Financial counselling resources and support services.

There are services available to assist in times of financial hardship.

National Debt Helpline

Financial debt helpline that provides free, independent and confidential financial counselling

Learn more

Department of Human Services

Access to government services such as Centrelink & Medicare

Learn more

ASIC Money Smart

 Information and tools to help make the most of your money, including information about how to manage your debts

Learn more

Ed - the online school of money

Equip yourself with knowledge about budgeting, debt, saving and making the bacon with Ed

Learn more

Doing it tough

Information about financial hardship and money management

Learn more

Mental health support services

There are services available to assist with any stress or anxiety about financial issues, such as Lifeline and Beyond Blue

Deferring your personal loan repayments.

We've put together some information about taking some time out from your personal loan for up to one month.

Read more

Deferring a home loan repayment

Can’t make your next repayment? Let us know – we can help defer the repayment for up to one month.

Read more

Using a financial counsellor or representative.

If you’d prefer, we can discuss your request for hardship assistance with a nominated representative, such as a financial counsellor, advisor, community worker or solicitor.

Read more