Changing your credit card limit. Getting your credit card limit to move with the times.

You need to have had your credit card for at least six months to apply for a credit limit increase – and you’re more likely to get your increase approved if your income has increased and your debts have decreased.

If you’d like to apply, just fill out a credit card limit increase request form and send it in by email, fax or post.

You can ask us to decrease your credit limit any time you want, down to a minimum of $1000 – just give us a call on 13 15 63 or send us a message using internet banking.

One thing to note: if you drop your credit limit and then want to raise it in the future, you’ll need to apply for a credit limit increase again.