If your home loan has a variable rate, you can change your regular repayment amounts at any time using internet banking.

The only restriction? You can’t reduce the amount below your required minimum repayment – other than that you’re free to tinker away.

Fixed-rate and interest-only loans

Note that you can’t change the repayment amount on fixed rate loans or interest-only home loans during the fixed-rate or interest-only periods.

Internet banking

Here’s how to change up your repayments:
  1. Log in to internet banking and select your home loan account.
  2. Click on the grey ‘details’ box to expand it, then click ‘more details’.
  3. Go to the bottom of the page and click ‘change’.
  4. Enter the new amount want to pay in the ‘new repayment amount’ field.
  5. Hit ‘continue’ to confirm the change.
 
Here’s a quick demo on how it’s done:

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