Calculate your end-of-financial-year interest details.
If you have any of the following accounts, you may need to declare the amount of interest you received or paid in the financial year, as part of your personal tax return.
- SaveME Account
- HomeME Account
- Online Savings Account
- Term Deposit
- InterestME Savings Account that earns interest
- Home loan for an investment property
The amount of interest you earned in a financial year for your savings accounts and term deposits will be provided directly to the Australian Taxation Office (ATO), which means it will be available in your myGov account.
For migrated Home Loans, Online Savings, Term Deposits, and InterestME Savings accounts; you’ll find the total yearly interest amount in the top right corner of your account statement. You can also check out our article for help finding your statements in the mobile app or internet banking.
For SaveME, HomeME and Term Deposits, your Interest Summaries will be listed in the ME Go app and Internet Banking when available.
Follow the below steps to view either your account statement or Interest Summary:
ME GO app - tap Profile > Statements & documents > Tax statements.
ME Go Internet Banking - tap Menu > Statements and documents > Tax statements.
If you’re eager to complete your tax return sooner, you can add this up yourself using the ME Go app and Internet Banking.
How to calculate interest received.
ME Go app.
How to calculate interest received on your savings accounts:
- Log in to the app.
- Tap the
icon in the bottom menu.
- Select the account you want to calculate interest for.
- Select ‘Search transactions’.
- Enter the dates for the relevant financial year. For FY26, you will need to search for interest credited to your account from 2 July 2025 to 30 June 2026.
- Tap ‘Transaction type’ and select ‘Interest’ and tap ‘Search’.
- Calculate the interest you’ve been paid.
How to calculate interest charged for home loans:
- Log in to the app.
- Tap the
icon in the bottom menu.
- Select the account you want to calculate interest for.
- Select the ‘Search transactions’ field.
- Enter the dates of the relevant financial year.
- Tap ‘Transaction type’ and select ‘Interest’ and tap ‘Search’.
- Calculate the interest you’ve been charged.
Note: you can also use the ‘Interest charged in previous FY’ amount shown in the ME Go app or Internet Banking as a quick way to find your total interest charged for the last financial year (where available).
ME Go Internet Banking.
How to calculate interest received on your savings account:
- Log in to internet banking
- Click the account you received interest in.
- Click ‘Filter’.
- Enter the dates of the relevant financial year. For FY26, you will need to search for interest credited to your account from 2 July 2025 to 30 June 2026.
- Type the word ‘interest’ and hit ‘Apply filter’.
- Calculate the interest you’ve been paid.
How to calculate interest paid on your home loan account:
- Log in to internet banking
- Click the account you received interest in.
- Click ‘Filter’.
- Enter the dates of the relevant financial year.
- Type the word ‘interest’ and hit ‘Apply filter’.
- Calculate the interest charged.
If your home loan transitioned to ME Go during the financial year
To work out your total interest charged for the year, we suggest you:
- Go to the ME Go app or Internet Banking
- Refer to the ‘Interest Charged FYTD’ on the latest “Migration Statement” issued after your loan transitioned to ME Go.
Add this to the ‘Interest charged in previous FY’ value shown in ME Go app and Internet Banking. Alternatively, you can refer to any statements issued after your loan transitioned to ME Go, or request an interim statement.
To find out more about the ME Go app and Internet Banking click here.