Get guaranteed returns with our rock-solid business term deposit interest rates.


No set-up fees, no account-keeping fees. Just money making more money.


Invest as little as $1000 – or as much as $2 million – for between one month and five years.


Get payouts monthly, quarterly, half-yearly, annually or at maturity.

Rate rundown.

Looking to stay up to date on our best rates? Leave your details and we’ll keep you in the loop.

Stay in the loop

Facts & fees.



Get fee-free cash management today.

Download and apply now

Application checklist.

Make sure you’ve got all the paperwork you need for your online business savings account application. The checklist is part of the form.

Get verified in person.

You can also get your identity verified by sending us copies of ID documents, like your passport or driver’s licence.

Get the form

Business savings.

Get interest and manage your cash flow with a ME business savings account.

Business online savings account

Online banking.

Manage your ME accounts from anywhere, anytime.

Free-range banking


Expect the unexpected – and protect your assets.

Get covered

The legal stuff.

The legal stuff.

Term Deposit Terms and Conditions

Interest rates are current as at 8am 23-Feb-2018 and subject to change.
Terms and conditions apply. Fees and charges may apply. This is general information only and you should consider if this product is right for you.
Rates are for deposits between $1,000 and $2,000,000. For rates for amounts above $2,000,000, contact ME on 13 15 63.

You will get the interest rate that applies to your term deposit on the day your complete application is received as long as funds are received within three business days of your application.
All terms are in calendar months. We offer terms between one month and 60 months.
Your total deposits with ME up to $250,000 are guaranteed under the Australian Government Financial Claims Scheme.
The above rates are based on interest paid at maturity for terms up to 12 months and interest paid annually and at maturity for terms greater than 12 months.
You can only withdraw funds from your term deposit by giving us 31 days’ prior notice for accounts opened or reinvested on or after 29 May 2016.
We will credit interest at the selected interest payment frequency and at the maturity of the term.