Just so you know.

Just so you know.

New applications for Business Term Deposits are not being accepted from 3 November 2023 from new or existing customers.

Customers with Business Term Deposits as at 3 November 2023 will still be able to reinvest or ask us to repay at maturity.

Features.

Get guaranteed returns with our rock-solid business term deposit interest rates.

EARN MORE.

No set-up fees, no account-keeping fees. Just money making more money.

ON YOUR TERMS.

Invest as little as $5000 – or as much as $2 million – for between one month and 60 months.

WHEN YOU WANT.

Get payouts monthly, annually or at maturity.

Rate rundown.

Looking to stay up to date on our best rates? Leave your details and we’ll keep you in the loop.

Stay in the loop

Facts & fees.

Help & Support

Help & Support

Complete the form below that is relevant to your business structure.

If your business structure isn’t listed above, please contact us on +61 3 9708 3233.

Identification verification
If you are required to verify your identity at Australia Post, please fill out the Deposit Identity Verification form
 

Online banking.

Manage your ME accounts from anywhere, anytime.

Free-range banking

Insurance.

Expect the unexpected – and protect your assets.

Get covered

The legal stuff.

The legal stuff.

Business Term Deposit Terms and Conditions
Fees and charges guide

New applications for Business Term Deposits are not being accepted from 3 November 2023 from new or existing customers. Otherwise existing Business Term Deposit holders are unaffected by this change.

Customers with Business Term Deposits as at 3 November 2023 will still be able to reinvest or ask us to repay at maturity in accordance with their terms and conditions.

Interest rates are current as at 8am 25-May-2024 and subject to change.
 
Terms and conditions apply. Fees and charges may apply. This is general information only and you should consider if this product is right for you.
 
Rates are for deposits of $5,000 and greater. For any queries contact ME on 13 15 63.

You will get the interest rate that applies to your term deposit on the day your account is opened.
 
All terms are in calendar months. We offer terms between one month and 60 months.
 
Deposits are protected by the Australian Government’s Financial Claims Scheme, up to $250,000 per person per authorised deposit-taking institution.
 
The above rates are based on interest paid at maturity for terms up to 12 months and interest paid annually and at maturity for terms greater than 12 months.
 
If your term deposit was opened before 29 May 2016, you can close your Term Deposit immediately, at any time. However if it has been reinvested after 29 May 2016 you still need to give at least 31 days notice.
 
We will credit interest at the selected interest payment frequency and at the maturity of the term.

Award notes

Mozo Experts Choice Award: The awards recognise products that deliver exceptional value or benefits to consumers. Judges base their decision on hard-nosed calculations of value to the consumer, using Mozo’s extensive product database and research capacity. Experts Choice Awards are awarded to the top 10% of products that meet the selection criteria in each awards category.

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