Do your duty.

Do your duty.

Do the maths.


Find out how much money you could have to work with.

How much can I borrow?


See how your loan options could affect your potential repayments.

Home loan repayment calculator


Find out how much a little time with ME could save you.

Refinance with Scroogify®​

How to apply.


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Talk home loans.

The legal stuff.

The legal stuff.

*Member Package fee of $395 applies.

1. Interest rates are current as at 23-Mar-2018 and are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.

2. Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for interest only fixed loans are based on the interest-only period being equal to the fixed rate term.

The results from this calculator should be used as an indication only. Results do not represent, quotes, pre-qualifications for any product or an offer to provide credit.  The calculations are based on the information input or selected by you, don’t take into account fees and charges that may be payable and assumes:
  1. Repayments are made monthly and all repayments are made on time;
  2. The interest rate doesn’t change for the life of the loan; and
  3. Interest is calculated daily and debited monthly.
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.