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We can’t bring their favourite bands back...but we give customers $2.5k cashback.

We’re all about making money good. Which is why we’re giving your customers $2,500 to switch their home loan over to ME. Now they’re making money ... good.

A good time to refinance5.

A good time to refinance5.
Available to owner occupiers and investors on all ME home loan products if they:
  • Apply by 30/06/22 and settle by 30/09/2022
  • Switch their existing home loan from another lender
  • Take out a home loan with a minimum size of $250k
  • Take out a home loan with a maximum LVR of 80%

Our latest and greatest rates.

Investor rates.

Check the latest home investor rates.

All investor rates

Owner occupier.

Get up-to-date on owner-occupier rates.

All owner occupier rates

The legal stuff.

The legal stuff.
  1. Interest rates available for new applications submitted from 30-Jun-2022 and are subject to change. Internal refinances, top ups, additional advances or variations of existing home loans are not eligible.
  2. Comparison rate based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  3. Member Package annual fee of $395 applies.
  4. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100. Terms, conditions, fees and charges apply. Applications are subject to credit approval.
  5. Cashback terms and conditions.
    A $2,500 cash back offer is available on refinances of an existing home loan from another financial institution with a minimum new lending of $250,000. To be eligible for this offer, applications must be received between 31 May 2022 and Thursday 30 June 2022 (inclusive) and settled by Friday 30 September 2022. Not available for the refinance, restructure, switches or top ups of home loans from ME or from other lenders within the Bank of Queensland (BOQ) Group which includes BOQ, BOQ Specialist and Virgin Money (Australia).
     
    This offer is available to Owner Occupier and Investors on all ME home loan products, except construction loans and owner occupied loans with interest only repayments. A home loan application involving both a purchase and refinance are acceptable, provided all other eligibility criteria is satisfied. Loan to valuation ratio must be 80% or less. Only one $2,500 cash back can be received per qualifying home loan application regardless of the number of borrowers. In the case of multiple qualifying applications, only one $2,500 cash back can be received per separate security property.
     
    Eligible refinance applications received by ME prior to 31 May 2022 will get the previously advertised $3,000 cashback offer.
     
    The cash back amount will be paid within 60 days of loan settlement into the ME Everyday Transaction Account (ETA) held by the borrower first listed on the application. In the event the first listed borrower doesn’t hold an ETA, the cash back will be credited to the home loan it applies to. Terms, conditions, fees and charges apply. Applications are subject to credit approval. The offer can be withdrawn or varied at any time.