Chat with ME about a new home loan on 1300 843 064 (Mon-Fri 8am-8pm, Sat 9am-5pm) or request a call back at your preferred time.

Get off to a good start with ME.

Get off to a good start with ME.

We were created in 1994 as alternative to the big four, to help everyday Australians reach the dream of owning their own home. And today while we offer a full suite of banking products, we’ve never forgotten our roots. We’ve helped over 300,000 Aussies reach their dream of homeownership – not bad right?

$2k cashback

Small deposits won't stop ME from giving you cash back.6

Purchase a home with ME and you'll get some cash back in your pocket. Available to owner occupiers and investors on all ME home loan products if you:
  • Apply from 30 September 2024
  • Take out a home loan with a minimum loan of $400k
  • Have a LVR of over 80%, maximum investor LVR 90% and maximum owner occupier LVR 95%. Lenders Mortgage Insurance must be paid for any LVR over 80%.
Talk to ME

Compare our home loans.

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Must be more than $40,000

Must be less than $10,000,000

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Lenders Mortgage Insurance (LMI) may apply

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Finding the right rate and loan.

What home loan features do you need? Here’s some information to  help you weigh up the right loan type for you.

Check out some of our loans:
We’ve got a few different loans. Check out our Flexible Home Loan (especially if you’re after 100% offsets, a redraw facility and the option to fix or split your loan) or our Basic Home Loan (our no frills loan that keeps things simple).

Good to go?

One of our home loan specialists will be in touch within 24 hours to answer any of your questions or book an appointment at a time that suits you. 

Alternatively, you can call us now on 1300 843 064.

We’re available to help from
Mon–Fri 8am–8pm (AEST/AEDT)
Sat 9am–6pm (AEST/AEDT)

Good to go?

One of our home loan specialists will be in touch within 24 hours to answer any of your questions or book an appointment at a time that suits you. 

Alternatively, you can call us now on 1300 843 064.

We’re available to help from
Mon–Fri 8am–8pm (AEST/AEDT)
Sat 9am–6pm (AEST/AEDT)

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Contact ME.

We keep our call centre in Australia,so we can focus on providing a high level of service and support to our customers.
 



 

Talk to ME.

We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 9am-6pm (AEST/AEDT)

1300 540 181


 

Call ME later.

Set up a time that works for you. Our specialists can call, video chat or even do a home visit.

Book in with ME.


 

Meet ME.

Find a local home loan specialist in your area – then meet in a way that best suits you.

Meet our bankers.

The legal stuff.

The legal stuff.

1. Interest rates are current as at 04-Dec-2024 and are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.

2. Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for interest only fixed loans are based on the interest-only period being equal to the fixed rate term.

3. The results from this calculator should be used as an indication only. Results do not represent, quotes, pre-qualifications for any product or an offer to provide credit. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. The Borrowing Power Calculator calculates the maximum loan amount available based on the income and expenses entered. Default values provided assist in giving an estimate of the expenses and other factors which may determine the amount available for a loan. This Borrowing Power Calculator takes into account the current cost of living, but does not take into account any expected future changes in the cost of living. The calculator uses the higher of the default estimated monthly living expenses or the living expenses you have entered.

6. ME Cashback terms and conditions
A $2,000 cashback offer is available for the purchase of an owner occupied or investment residential property with minimum new lending of $400,000 and a loan to value ratio (LVR) of over 80% and a maximum LVR of 95% inclusive of LMI for owner occupiers and maximum LVR of 90% inclusive of LMI for investors. Lenders Mortgage Insurance must be paid. To be eligible for this offer, applications must be received from 30 September 2024 and settle within 120 days of the loan application date.

This offer is available to Owner Occupier and Investors on all ME home loan products but is not available for home loan applications involving both a purchase and refinance. Only one cashback payment per eligible home loan regardless of the number of borrowers and for the first eligible loan only in.

The cashback amount will be paid within 60 days of loan settlement into the ME Everyday Transaction Account (ETA) held by the borrower first listed on the application. If the first listed borrower doesn’t hold an ETA, the cashback will be credited to the home loan it applies to. Terms, conditions, fees, and charges apply. Applications are subject to credit approval. The offer can be withdrawn or varied at any time.

Terms, conditions, fees and charges apply. All applications are subject to credit approval.

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