Talk to ME about the home loan with great rates and flexible features.
Flexible Home Loan.
Variable rate
6.14%p.a.1
Comparison rate
6.53%p.a.2
Flexible Home Loan with Member Package3. New owner occupier, principal and interest, max LVR 60%, loan size $400K+
Save on interest and budget better with up to 8 offset accounts.
Go variable, fix for 1 – 5 years, or just split your loan and do both. Live flexibly.
Get cash for emergencies from available funds if you’re ahead on payments (minimum $500).
Apply to take a break from repayments when the unexpected happens, if you’re ahead on your repayments.
Find a local home loan specialist in your area – then meet in a way that best suits you.
If you want to make additional repayments on your variable rate, you can – with no penalties.
One of our home loan specialists will be in touch within 24 hours to answer any of your questions or book an appointment at a time that suits you. Alternatively, you can call us on 1300 843 064. We’re available to help from: Mon-Fri 8am-8pm (AEST/AEDT) Sat 9am-6pm (AEST/AEDT).
Contact ME.
We keep our call centre in Australia, so we can focus on providing a high level of service and support to our customers.
Talk to ME.
We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 9am-6pm (AEST/AEDT) 1300 540 181
Call ME later.
Set up a time that works for you. Our specialists can call, video chat or even do a home visit. Book in with ME.
Meet ME.
Find a local home loan specialist in your area – then meet in a way that best suits you. Meet our bankers.
A $3,000 cash back offer is available on refinances of an existing home loan from another financial institution with a minimum new lending of $700,000 and a loan to value ratio (LVR) of up to 80%. To be eligible for this offer, applications must be received from 15 June 2024 and settle within 120 days of the loan application date. This offer is not available where any of the loan proceeds are for the refinance, restructure, switches, or top ups of home loans from ME or from other lenders within the Bank of Queensland (BOQ) Group which includes BOQ, BOQ Specialist and Virgin Money (Australia). This offer is available to Owner Occupier and Investors on all ME home loan products but is not available to applications for owner-occupied loans with interest only repayments. A home loan application involving both a purchase and refinance is not eligible. Only one cash back will be paid per qualifying home loan application regardless of the number of borrowers. In the case of multiple qualifying applications, only one cash back will be paid per separate security property. The cash back amount will be paid within 60 days of loan settlement into the ME Everyday Transaction Account (ETA) held by the borrower first listed on the application. In the event the first listed borrower doesn’t hold an ETA, the cash back will be credited to the home loan it applies to. Terms, conditions, fees, and charges apply. Applications are subject to credit approval. The offer can be withdrawn or varied at any time.