Get home sooner with our low home loan rates.
2 year fixed rate1
2.49%p.a.
Comparison rate2
3.58%p.a.
2-Year Fixed Rate - Flexible Home Loan with Member Package3. New investor, principal and interest, maximum 80% LVR4.
Break the bad spell with your current lender and switch to ME. You could get a wickedly low rate, and our $2,000 cashback offer.
Our Flexible Home Loan with Member Package offers a range of features and benefits for an annual fee of $395.
More about the flexible home loan with member package
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Pay your variable rate loan off as early as you want.
No valuation fee, no top-up fee, no fee to fix or split your loan after you settle.
Get on the right road and reduce your interest with a 100% offset account.
Go 100% variable, 100% fixed or split between these options for 1-7 years.
Get cash for emergencies from your available funds if you're ahead on payments (minimum $500).
Apply to take a break from repayments when the unexpected happens (if you're ahead on your repayments).
One of our home loan specialists will be in touch within 24 hours to answer any of your questions or book an appointment to meet in person at a time and place that suits you.
We’re collecting your personal information so we can respond to your request, and we’ll retain your details so we can keep in touch. We may call, or send you further information relating to your enquiry, or to promote other products or services that may be of interest.
You can ask us not to contact you either in person or by unsubscribing in the communications we may send. If you’ve previously opted out from marketing contact this request will override earlier instructions.
For details about how we handle your personal information, or how you can access or correct this information or raise any concerns refer to ME Privacy and Credit Reporting Policy.
We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 9am-5pm (AEST/AEDT)
Got home loan questions or want to apply over the phone?
1300 479 759
Prefer face-to-face without being in person? Book a time for a home loan specialist to Skype, video conference or Facetime you.
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One of our home loan specialists can visit at a time that works for you.
Book a time
Cashback terms and conditions. A $2,000 cash back offer is available on refinances of an existing home loan from another financial institution with a minimum new lending of $250,000. Applications must be received between Saturday, 10 April 2021 and Friday, 27 August 2021 (inclusive) and settled by Friday, 29 October 2021. Internal refinances or top ups of existing ME home loans are excluded from the offer. This offer is available to Owner Occupier and Investors on all ME home loan products, except construction loans and owner occupied loans with interest only repayments. A home loan application involving both a purchase and refinance are acceptable, provided all other eligibility criteria is satisfied. Loan to valuation ratio must be 80% or less. Only one $2,000 cash back can be received per qualifying home loan application. The cash back amount will be paid within 60 days of loan settlement into the ME Everyday Transaction Account (ETA) held by the borrower first listed on the application. In the event the first listed borrower doesn’t hold an ETA, the cash back will be credited to the home loan it applies to. Terms, conditions, fees and charges apply. Applications are subject to credit approval. The offer can be withdrawn or varied at any time.