A credit card,
built for you.

(And all the other Union members.)


Variable rate on purchases.

We've taken our low rate credit card and cut the rate even more for Union members, slicing it from 11.99% p.a. on purchases to just 9.99% p.a.

We give Union members more - by costing them less.



variable rate on purchases.

$0 annual fee±

that's zip, zero, zilch.


card lock

misplaced frank?

Get online to put a temporary stop on it – instantly.


up to 55 days interest free.

on purchases.#.



tease free.

no short-term introductory offers that spike later.


Credit Cards

two card colours.

frank's just black or white..


The frank facts.

Get the lowdown on Frank, the low interest rate Mastercard.

9.99% on purchases and cash advances


Up to 55 days interest-free on purchases

$4 or 2% of the amount you take out (whichever is greater)


Like to dive into the details? Check out the Frank fact sheet for all the nitty gritty.

Built by you, for you.

ME is a different kind of bank. We're completely owned by industry super funds - and, justlike those funds, we like to look after our own.

That's why we have special offers just for Union members, to help you get ahead.

be the first to know.

Keen to hear about our future special offers for Union members?

Sign up below and we'll keep you posted.

I already bank with ME:

privacy statement.

We're asking for these details so we can tell you about products and services that may be of interest to you. You can read more about how we use and protect your personal information in the ME Privacy and Credit Reporting Policy.

the legal stuff.

^Interest rate is current at 24-Feb-2018 and subject to change.

Cash advance fee of $4 or 2% of the amount of the cash advance (whichever is greater) and other transaction fees may apply.

±Terms, Conditions fees and charges apply and are subject to change.

#Up to 55 days interest free only applies if you pay your balance in full by the due date each month.

Applications are subject to credit approval.

This information is about products and services available to you as a union member. Your union and ME are not agents or representatives of one another. Your union does not accept responsibility or liability for any loss or damage caused by the products or services provided by ME. Your union does not receive any commissions as a result of members using ME products and services.
Members Equity Bank Ltd ABN 56 070 887 679 (ME) holds Australian Credit Licence 229500 and is the provider of the credit product referred to above . 

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

ME, Level 28, 360 Elizabeth Street, Melbourne VIC 3000, phone 13 15 63.