We've announced changes to our lending interest rates following the RBA's rate cut. Learn more. Learn more.
Internet Banking
For ME Bank customers with all other products.
ME Go Internet Banking
For customers who have a SpendME, SaveME or HomeME account.
This product is no longer offered.
Interest rate
10.98% p.a.1
Comparison rate
11.35% p.a.2
Security needed
None
Establishment fee
$250
Account keeping fee
$0
Loan available
$5000 - $50,000
Loan terms
1-7 years
Repayments
Weekly - Fortnightly - Monthly
Early loan repayments
No fee
Extra repayments
Duplicate statement fees
$5 per statement
Dishonour fee (if the funds aren’t there to make your repayment)
$25
Balance or transaction enquiries
You can make payments into your personal loan any time you want – with no penalties.
Set up automatic monthly, fortnightly or weekly payments with direct debit.
Looking to get your loan fully paid up? Find out how it’s done.
Drowning in debt? Check out our series on getting yourself debt-free, ASAP.
Thinking about changing repayments? Find out how it could affect your loan.
Feel like you’re never getting ahead financially? Try these simple budget hacks.