Wondering how to get cash out of your account and into your hot little hands? Choose your account type below to find out. Remember, there’s a limit of $2,000 per day, per card.

Everyday transaction account.

ATM.
You can use your Debit card to withdraw cash from:

  • Over 2,100 atmx by Armaguard ATMs, our preferred ATM network.
  • All BOQ Branch ATMs.
  • The ‘big four’ bank ATMs in Australia (Commonwealth Bank, NAB, ANZ and Westpac).
Find your nearest ATM here.


EFTPOS
Some sellers give you the option of withdrawing cash whenever you make a purchase using your debit card. Just ask for cash out, select ‘savings’ and put in your PIN – you’ll get your cash on the spot, totally fee-free.
 
Note that you can’t get cash out if you make a Tap & GoTM purchase.
 
Bank@Post
You can withdraw cash from any Australia Post outlet showing the Bank@Post symbol – all you need is your debit card and your PIN. 

A note from ME: Bank@Post isn’t currently available for accounts managed on the ME Go app, this means you won’t be able to deposit cash or cheques right now. But it soon will be! In the meantime, depositing money into your SpendME account is easy with an online transfer.

Find your nearest Australia Post outlet

Savings accounts.

Savings accounts are dedicated to one purpose: saving. They don’t have the flexibility and payment options that a transaction account does, and they can’t be used to directly pay bills or withdraw cash from.

Online Savings Account.

If you’re looking to get cash from your Online Savings Account, first you’ll need to transfer the money to the account you’ve nominated as linked to your savings account (which might be a ME account or an account with another bank). Once the money arrives in your linked account, you can withdraw the cash from there.

Credit cards

If you need to, you can get a cash advance from your credit card by withdrawing cash at an ATM, but there are fees involved – find out more here.
 

Getting cash overseas?

Heading abroad? You can use your ME cards to withdraw cash just about anywhere in the world – just make sure you’ve read up on your overseas fees and charges.


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