Beyond blue digital wallet

You pay, ME donates.

Beyond Blue has been providing support and services to people in Australia for 20 years. They are Australia’s most well-known and visited mental health organisation, focused on supporting people affected by anxiety, depression and suicide.

When you choose ME's blue Visa Debit card, every time you tap with your digital wallet, ME will donate 1c to Beyond Blue.

Small change can make big change.
 
Beyond blue watch

Start doing good in 5.

Open a SpendME and add your Visa Debit card to your digital wallet in 5 minutes flat. Plus you can instantly transfer money with Osko or PayID.

ME Supports most digital wallets and wearables so you can pay securely using your favorite Apple, Samsung and Google devices anywhere, anytime.
Open now
Beyond blue charity

The impact of ME and you.

Beyond Blue promotes good mental health, tackles stigma and discrimination, and provides support and information on anxiety, depression and suicide to everyone in Australia.

ME supports Beyond Blue to help all Australians achieve their best possible mental health. This includes keeping their 24/7 Support Service running so that every person in Australia has the opportunity to speak with a trained mental health professional free of charge.

Features.

All the features you need and will love are good to Go.

Learn more

Bill Tracking

Never experience bill shock again.

Budget tracking

Get real-time and personalised alerts on categories like shopping or dining out.

No account keeping fee. No international transaction fees.

No kidding.

Instant payments (Osko & PayID)

Need cash? Just a tick. Send and receive money instantly.

Beyond blue charity

Stick to your savings goals with ME.

Pair your SpendME account with a savings account to earn bonus interest on your savings and meet your goals sooner, whether that’s saving for your first home or just a night away from it.

  • SaveME is a goal-oriented savings account, packed with smart features and a       4.25% p.a.1​ interest rate when you meet the monthly criteria.
  • HomeME  is a saving account that is especially designed to help you save for home deposit. Earn up to  5.55% p.a.interest when you meet the month criteria.  

Get Go’ing in 5 mins.

ME Go is a mobile banking app only, so you won’t be able or need to use ME’s internet banking system.

Want to apply online from this device instead?

Get started online

 

On a desktop?

Grab your phone and scan the QR code (we’re all experts in this now). Download the banking app and apply for an account easily today.

App Store.

Grab your phone search for ME GO in the App Store. Compatible with smartphone devices running iOS 14.0+.

Google Play.

Grab your phone search for ME GO in Google Play. ME Go banking app is Compatible with smartphone devices running Android™ 8.0+.

Things you should know.

Things you should know.

Our SpendME account is only available on the ME Go app and can't be accessed via Internet Banking. 

If you're already a ME account holder with accounts you access via Internet Banking, please note these accounts aren't accessible from the ME Go app. We’re working towards moving our current range of products over for customers and will be communicating that exciting journey to you in more detail soon. We have a whole page that explains this in more detail if you’d like to learn more.

To open a ME Go account, you’ll need to be:
  • over 14 years of age.
  • an Australian resident with an Australian residential address.
  • The account holder (applications cannot be completed and submitted by an Executor/Administrator/Power of Attorney/Legal Representative).
  • Opening the account for personal use.

FAQs

The legal stuff

The legal stuff

1. SaveME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your SaveME Account will apply:

  • For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and
  • To the combined balance of your SaveME accounts up to a maximum combined SaveME account balance of $500,000.

If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

2. HomeME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your HomeME Account will apply:

For each calendar month where:

  • A minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account;
  • The closing balance of your HomeME account on the last day of the previous calendar month was higher than the closing balance of your HomeME account on the last day of the calendar month before that  (excluding interest paid by ME or any adjustments processed by ME)
  • to the balance of your HomeME account up to $1,000,000. 
  • 5.55% p.a. is payable on balances up to $100,000.
  • 3.00% p.a. is payable on balances between $100,001 to $1,000,000
  • 0.55% p.a. is payable on balances >$1,000,000
If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.

Interest rates current as at  14-Apr-2024 and subject to change.

BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google PayTM and Google Play are trademarks of Google Inc.
 
Did you find this page useful?
We're sorry, please tell us why?
Please leave your feedback before submitting.
Please note: This form is for website feedback, so enquiries won't reach our customer service team. If you need to get in touch, call or email us here.
Thanks for giving ME feedback.