Green card apple pay

You pay, ME donates.

Australian Wildlife Conservancy is one of the world’s largest conservation organisations, delivering and influencing effective conservation across more than 12.9 million hectares in iconic regions such as the Kimberley, Cape York, Kati Thanda-Lake Eyre, and the Top End.

When you choose ME's green debit card, every time you tap your digital wallet, ME will donate 1c to AWC.

Small change can turn into big change.
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Start doing good in 5.

Open a SpendME and add your Visa Debit card to your digital wallet in 5 minutes flat. Plus you can instantly transfer money with Osko or PayID.

ME Supports most digital wallets and wearables so you can pay securely using your favorite Apple, Samsung and Google devices anywhere, anytime.
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Australian wildlife conservancy charity

The impact of ME and you.

ME has partnered with the Australian Wildlife Conservancy (AWC) to help deliver conservation outcomes that provide hope for Australia's wildlife, land and environment.

Through ME's partnership, we'll sponsor two intern conservation biologists under a "ME Internship" who are taught practical field and animal handling techniques. ME also sponsors 12 camera traps which are part of the largest biodiversity monitoring program in Australia identifying endangered species.

 

Features.

All the features you need and will love are good to Go.

Learn more

Bill Tracker.

Never experience bill shock again.

Spend Tracker.

Get real-time and personalised alerts on categories like shopping or dining out.

No account keeping fee. No international transaction fees.

No kidding.

Instant payments (Osko & PayID).

Need cash? Just a tick. Send and receive money instantly.

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Stick to your savings goals with ME.

Pair your SpendME account with a savings account to earn bonus interest on your savings and meet your goals sooner, whether that’s saving for your first home or just a night away from it.

  • SaveME is a goal-oriented savings account, packed with smart features and a        4.25% p.a.1​ interest rate when you meet the monthly criteria.
  • HomeME  is a saving account that is especially designed to help you save for home deposit. Earn up to  5.55% p.a.interest when you meet the month criteria.  

Get Go’ing in 5 mins.

ME Go is a mobile banking app only, so you won’t be able or need to use ME’s internet banking system.

Want to apply online from this device instead?

Get started online

 

On a desktop?

Grab your phone and scan the QR code (we’re all experts in this now). Download the banking app and apply for an account easily today.

App Store.

Grab your phone search for ME GO in the App Store. Compatible with smartphone devices running iOS 14.0+.

Google Play.

Grab your phone search for ME GO in Google Play. ME Go banking app is Compatible with smartphone devices running Android™ 8.0+.

Things you should know.

Things you should know.

Our SpendME account is only available on the ME Go app and can't be accessed via Internet Banking. 

If you're already a ME account holder with accounts you access via Internet Banking, please note these accounts aren't accessible from the ME Go app. We’re working towards moving our current range of products over for customers and will be communicating that exciting journey to you in more detail soon. We have a whole page that explains this in more detail if you’d like to learn more.

To open a ME Go account, you’ll need to be:
  • over 14 years of age.
  • an Australian resident with an Australian residential address.
  • The account holder (applications cannot be completed and submitted by an Executor/Administrator/Power of Attorney/Legal Representative).
  • Opening the account for personal use.

FAQ

The legal stuff.

The legal stuff.

1. SaveME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your SaveME Account will apply:

  • For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and
  • To the combined balance of your SaveME accounts up to a maximum combined SaveME account balance of $500,000.

If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

2. HomeME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your HomeME Account will apply:

For each calendar month where:

  • A minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account;
  • The closing balance of your HomeME account on the last day of the previous calendar month was higher than the closing balance of your HomeME account on the last day of the calendar month before that  (excluding interest paid by ME or any adjustments processed by ME)
  • to the balance of your HomeME account up to $1,000,000. 
  • 5.55% p.a. is payable on balances up to $100,000.
  • 3.00% p.a. is payable on balances between $100,001 to $1,000,000
  • 0.55% p.a. is payable on balances >$1,000,000
If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.

Interest rates current as at  14-Apr-2024 and subject to change.

BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google PayTM and Google Play are trademarks of Google Inc.
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