Orange watch

Start doing good in 5.

Open a SpendME and add your Visa Debit card to your digital wallet in 5 minutes flat.  Plus you can instantly transfer money with Osko or PayID.

ME supports most digital wallets and wearables, so you can pay securely using your favourite devices anywhere, anytime. 
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OrangeSky card apple pay

You pay, ME donates.

Orange Sky provides a platform for everyday Australians to connect through a regular laundry and shower service. With the cost of living increasing, it can make everyday necessities like having clean clothes and a shower out of reach for some.

When you choose ME's orange debit card, every time you tap your digital wallet, ME will donate 1c to Orange Sky.

Small change can turn into big change.
Orange sky charity

The impact of ME and you.

There are over 122,495 people in Australia experiencing homelessness.

ME is partnering with Orange Sky to support the “Bluey” van, one of 25 Orange Sky vans across Australia. The van provides people in the Central Melbourne area free laundry and shower services as well as being a welcoming place for connection and genuine conversation, such conversations can have hugely positive impacts on a person’s life. ME’s partnership aims to help connect and support our communities.

Features.

All the features you need and will love are good to Go.

Learn more

Bill Tracking

Never experience bill shock again.

Budget tracking

Get real-time and personalised alerts on categories like shopping or dining out.

No account keeping fee. No international transaction fees.

No kidding.

Instant payments (Osko & PayID)

Need cash? Just a tick. Send and receive money instantly.

Orange sky icypole

Stick to your savings goals with ME.

Pair your SpendME account with a savings account to earn bonus interest on your savings and meet your goals sooner, whether that’s saving for your first home or just a night away from it.

  • SaveME is a goal-oriented savings account, packed with smart features and a      β€‹ 4.25% p.a.1​ interest rate when you meet the monthly criteria.
  • HomeME  is a saving account that is especially designed to help you save for a home deposit or your next big thing. Earn up to  5.25% p.a.interest when you meet the month criteria.  

Get Go’ing in 5 mins.

Open a new account directly in the ME Go app in minutes or apply online now.

Get started online

 

On a desktop?

Grab your phone and scan the QR code (we’re all experts in this now). Download the banking app and apply for an account easily today.

App Store.

Grab your phone search for ME GO in the App Store. Compatible with smartphone devices running iOS 14.0+.

Google Play.

Grab your phone search for ME GO in Google Play. ME Go banking app is Compatible with smartphone devices running Android™ 8.0+.

Things you should know.

Things you should know.

Our SpendME account is only available on the ME Go app and ME Go Internet Banking and can't be accessed via ME Internet Banking. 

If you're already a ME account holder with accounts you access via Internet Banking, please note these accounts aren't accessible from the ME Go app. We’re working towards moving our current range of products over for customers and will be communicating that exciting journey to you in more detail soon. We have a whole page that explains this in more detail if you’d like to learn more.

To open a ME Go account, you’ll need to be:
  • over 14 years of age.
  • an Australian resident with an Australian residential address.
  • The account holder (applications cannot be completed and submitted by an Executor/Administrator/Power of Attorney/Legal Representative).
  • Opening the account for personal use.

FAQ

The legal stuff.

The legal stuff.

1. SaveME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your SaveME Account will apply:

​For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and to the combined balance of your SaveME accounts up to a maximum combined SaveME account balance of $500,000. 

If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

2. HomeME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your HomeME Account will apply:

For each calendar month where: a minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account; and
  • to the balance of your HomeME account up to $1,000,000. 
  • 5.25% p.a. is payable on balances up to $100,000.
  • 3.00% p.a. is payable on balances between $100,001 to $1,000,000
  • 0.55% p.a. is payable on balances >$1,000,000
If you don’t the above bonus interest condition you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet the condition.

Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.

Interest rates current as at  04-Dec-2024 and subject to change.

BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google PayTM and Google Play are trademarks of Google Inc.
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