If you’re experiencing financial difficulty, talk to ME. Call 1300 500 520

Learn more.

More features than a rap album.

Let ME blow your mind. Check out our latest, greatest app features available on the ME Go app (plus all the essential ones too).

Wave bye bye
bill shock.

Bill Tracker gives you a heads up when bills are coming – which helps you budget for them.  

Control where your money Go’es.

Set spending limits on categories like food or fashion (with real-time alerts).

Smarten up your savings.

Add savings goals to your accounts and use insights to help you reach them.

Open multiple accounts. 

Saving for Rome, renos and rainy days? Open up to nine SaveME savings accounts in the ME Go banking app.

ME Go app

Other good things to Go.

Instant payments – Thanks to Osko and PayID, money can be sent and received before you finish this sen...

Check statements and transactions – You can find your statements and check your balance all in the ME Go banking app.

Live chat – Meet ME in the app from Monday to Friday 8am - 8pm (AEDT) Saturday 9am - 5pm (AEDT).

Get Go’ing in 5 mins.

ME Go is a mobile banking app only, so you won’t be able or need to use ME’s internet banking system.

Want to apply online from this device instead?

Get started online

 

 

On a desktop?

Grab your phone and scan the QR code (we’re all experts in this now). Download the banking app and apply for an account easily today.

App Store.

Grab your phone search for ME GO in the App Store. Compatible with smartphone devices running iOS 14.0+.

Google Play.

Grab your phone search for ME GO in Google Play. ME Go banking app is Compatible with smartphone devices running Android™ 8.0+.

Hi ME Go

Bank Accounts that help you
with your Go'als

Whether you want to save for a home, or save for anything else, or would just like more insights into how you spend (and how not to overspend), there’s an account for everyone in the ME Go Banking app.
SpendME card party

Feel good about your spending with SpendME.

The transaction account with no account keeping or international transaction fees. Plus every time you tap your digital wallet ME will donate 1c to the charity aligned with your card colour and the donations are on ME!

Find out more about SpendME
HomeME keychain

Unlock up to 5.55% p.a.2 towards your home deposit with HomeME.

HomeME is the savings account specifically designed to help you save for a home deposit, with a linked transaction account where you can earn up to 5.55% p.a.2 interest on savings by meeting the simple monthly criteria. HomeME is exclusively available on the ME Go app.

Find out more about HomeME
SaveME savings jar

Earn 4.25% p.a.1 on your savings with SaveME.

Exclusive to the ME Go app, SaveME is a savings account that comes with a linked transaction account bundle where you can spend, save and earn 4.25% p.a.1 interest by meeting the monthly criteria. Plus, all the features you need to smash your savings goals.

Find out more about SaveME

Your money’s safe with ME.

Not only does our system constantly monitor your card to help prevent fraudulent behaviour, we’ve got loads of other security measures in place to help protect you:

Lock lost cards.

You can temporarily lock your card in the ME Go app if you think you may have misplaced it (or it’s in your pocket... again).

Government guarantee.3

Your money is protected by the government guarantee, with up to $250,000 per person covered by the government’s Financial Claims Scheme.

Savings made safe.

One-time pins and biometric logins mean your hard-earned savings are always protected by a swipe or a smile.

FAQs

The legal stuff.

The legal stuff.

1. SaveME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your SaveME Account will apply:

  • For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and
  • To the combined balance of your SaveME accounts up to a maximum combined SaveME account balance of $500,000.

If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

2. HomeME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your HomeME Account will apply:

For each calendar month where:

  • A minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account;
  • The closing balance of your HomeME account on the last day of the previous calendar month was higher than the closing balance of your HomeME account on the last day of the calendar month before that (excluding interest paid by ME or any adjustments processed by ME)
  • to the balance of your HomeME account up to $1,000,000. 
  • 5.55% p.a. is payable on balances up to $100,000.
  • 3.00% p.a. is payable on balances between $100,001 to $1,000,000
  • 0.55% p.a. is payable on balances >$1,000,000
If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

3. Government guarantee.
Deposits are protected by the Australian Government’s Financial Claims Scheme, up to $250,000 per person per authorised deposit-taking institution.


Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.

Interest rates current as at  18-May-2024 and subject to change.

Visa is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.
Android, Google PayTM and Google Play are trademarks of Google Inc.
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